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Nigerians can be found virtually in every country, but their preference for Canada is astonishing. In this post, we’ll tell you top reasons why Nigerians migrate to Canada than other countries of the World.
We’ll tell you how you can start a career as a newcomer in Canada, what you need to do to be a successful immigrant.
In the later part of this post, we’ll show you how some people immigrate to Canada without a formal education. There are hundreds of jobs you can actually do to get this done.
Canada is a top notch destination to different people around World. A lot of people have migrated to Canada from England, U.S and other first tiers countries.
Canada is simply a immigrants destination. It is accommodating and offer wide range of opportunities to its visiting guests around the World.
It has has helped a lot of people to raise their standard of living. Immigration to Canada WILL get you exposed to a whole lot of benefits, ranging from sound health care, to a well-planned education system and so on.
A lot of Nigerians have immigrated to Canada and are doing fine, some moved their entire family.
Reasons why Nigerians Migrate to Canada
- Equal opportunity
- Brilliant healthcare system
- Access to well-funded education system
- Job opportunities
- Canadian government needs more hands
- Safety and security
- Low issue of Racism
- Unity in diversity
- Beautiful landscape
- Immigrant friendly
Irrespective of your nationality, Canada is a country where everyone is given equal and best opportunities provided you have the prerequisite qualifications. That’s why foreign nationals can be found virtually in all Canadian universities, Nigerians inclusive.
In the past and even as we put this article together a lot of Nigerian academicians are immigrating to Canada for better opportunities rather than Nigeria where education sector is poorly funded by the government.
Brilliant healthcare system
By migrating to Canada, you are definitely sure of proper health care delivery, Nigerian government still have a long way to go in this regard.
Every resident enjoy this benefits irrespective of where you come from provided you entered the country legally through one of the immigration options recognised by the Government of Canada.
Access to well-funded education system
Canada is a home to top notch institutions beginning from the elementary education to higher institutions. This is one of the reasons Nigerians choose Canada as one of the countries they prefer when opting for foreign universities.
In one of our post some Nigerians told Infomedia Nigeria why they prefer foreign universities to Nigerian institutions.
More hands are needed every year to fill the vacant positions in different places in Canada, this is as a result of Canada’s booming economy.
There are more jobs in Canada than human resources, resulting in human resource shortage, which provides opportunities for thousands of people around the World.
A lot of Nigerians who went to Canada for studies have found themselves staying back to work. There are also opportunities to study and work concurrently.
This is one of the reasons why Nigerians migrate to Canada for studies or as skilled workers.
Are you considering migrating to Canada? Be sure of job placement.
Canadian government needs more hands
Check out the three-year Canada Immigration Plan for 2018-2020:
Canada’s Immigration Minister Ahmed Hussen, who announced the plan said immigration is required to support Canada’s seniors with five million people projected to retire by 2035.
“Newcomers play a vital role in our society. Immigration, in partnership with our welcoming society, has truly shaped the country that we all call home.
“This ambitious plan will benefit all Canadians, because immigrants contribute to economic growth and keep our country competitive in a global economy,” Hussen said.
The above figure shows you that Canada is in dare need of workers, skilled either through the Express Entry option or other immigration options.
Safety and securityGlobal Peace Index 2018 puts Canada is in No. 6 in the ranking of the 20 most peaceful countries in the world.Click To Tweet
And the country has been doing greatly in the past in terms of safety and security, very rare cases of “shooting” as it is in the United States.
This is one of the reasons why Nigerians and nationals around the world make Canada their destination country.
Want to live in peace? Then considering Canada won’t b a bad idea.
Rare issue of Racism
Closely related to safety and security is the fact that there are rare cases of racism as one can find in the United States. You are loved by all and given a space to breath.
Whether you’re African, black or white, you’re given equal opportunities.
You strive better in a country where there is unity. If you want a country where there is unity, Canada should be on top of your list.
This is one of the reasons why Nigerians migrate to Canada. There are thousands of Nigerians there as business men and women and successful workers.
Another reason why Nigerians migrate to Canada, not just Nigerians alone, is that Canada has lots of tourist attraction places.
Some of the attraction places in Canada include:
- Niagara Falls
- Toronto’s CN Tower
- Old Quebec (Vieux-Quebec)
- Ottawa’s Parliament Hill
- Old Montreal and lots more
Talk about immigrant friendliness, then Canada comes to mind. This is one of the reasons Nigerians migrate to Canada.
The country generally through its laws is friendly and ready to accommodate everyone irrespective of religion, race, size and religion.
Starting a Career in Canada as a newcomer
Starting a career as a newcomer in Canada may be tasking particularly when you don’t have family or friends there to help out.
In this inspiring piece, which was first published by Immigrant Circle titled, “Starting a career as a new immigrant to Canada” you’ll get some tips to help you succeed as you relocate to start a new life in Canada, one of the most immigrant-friendly countries in the world.
While the original content belongs to Immigrant Circle, the thoughts and views added at the end of every point is completely ours.
Don’t forget that there immigration firms online that can assess you for free for you to know the best immigration for you.
We deliberately moved some of the internal links to reference section which can be found at the end of this post.
Highlights of starting a career in Canada as a newcomer
This immigration tips to Canada covers the following topics:
- Plan to Succeed
- Pre-arrival career preparation
- Standard Length for Canadian Resumes (Canadian Cover Letter Writing)
- Newcomer (Post-Arrival) Services
- Careers That Require Licensure
- Skilled Trades
- Employee Rights
- Canada Workplace Culture
- Working Parents
- Getting A Job
- Internships And Co-ops
- Job Boards
- Job Fairs
- Bridging programs
- Temporary (Temp) Jobs
Plan to Succeed
For most people, success does not happen by accident – it often requires a plan and consistent work towards implementing that plan. Employment and career development tends to be an especially daunting aspect of the migration process but the good news is that the Canadian government has programs in place to assist these transitions.
The employment experience differs from person to person, and can often hinge on whether one belongs to a regulated profession or not. Success stories abound, and we have encountered several people (including ourselves) who experienced one or other of the following in pinning down employment:
- secured employment prior to arrival
- obtained a certification in Canada or went through a license conversion process, because they belonged to a regulated profession (note that some professions require an internship period in addition to the foregoing)
- enrolled in an educational program to increase job prospects or to make a career switch always intended
- engaged in a government funded internship program
- applied and secured employment following arrival
It is important to understand that there is no single template for career transition into Canada. We find the below very useful to help in determining the best path, and you should feel free to use as many of these as you would like. Furthermore, if you ever considered a career change, there’s no better time than now! For more information, see Getting a Job section of this page.
The key to a successful career in Canada is to never give up. As the lyrics of the sound track go, in the 1959 Rodgers and Hammerstein musical:
“The Sound of Music”, “Climb every mountain, search high and low, follow every byway, every path you know. Climb every mountain, ford every stream, follow every rainbow, till you find your dream.”
We sincerely hope you achieve your dreams in Canada.
By the following articles, we seek to share what we have learned from our experiences and those of other immigrants.
InfomediaNG Take: Canada is a country that is filled with opportunities, but even at that you still need to set your own goal to succeed as a newcomer.
Starting a Career in Canada: Pre-arrival career preparation
Your career preparation should start before you arrive in Canada. There are several pre-arrival agencies that connect you with organizations in Canada that offer pre-arrival and post arrival career services.
If you are yet to arrive in Canada, please refer to the pre-arrival section of Immigration Circle, register and participate in a pre-arrival program. It is key to reach out to all the agencies you are referred to and, if you have a spouse, they should also participate in the program.
When applying to jobs before arrival, simply indicate the date of your arrival in the cover letter.
Key Requirements before obtaining employment in Canada
The following are either essential or useful to have before obtaining employment after you arrive in Canada:
- Social Insurance Number(SIN): You should obtain a SIN upon arrival in Canada, as this will be essential for employment.
- Bank Account: If you had not opened a bank account prior to arrival, it is advisable to open one after you arrive so your salary can be directly credited.
Standard Length For Canadian Resumes
The standard length for Canadian resumes is 2 pages while the standard cover letter is 1 page. This can come as a surprise, and one of us had to compress a pre-existing 7-page curriculum vitae to comply with this rule!
As the name implies, a resume is a brief account, and this is the preferred application document in Canada, along with a cover letter.
The question on your mind next might be, “how do I compress my curriculum vitae or existing resume without losing vital details?”.
The secret is in “resume tailoring”. After extracting non-essential details such as elementary school education and that job at the bar to help pay for your dorm at college, ensure your resume has and uses key words from the job description. Many immigrant-serving organizations assist with resume building.
The importance of a cover letter cannot be over emphasized as it show-cases why you are the person for the job. Keep in mind that you may be competing with over 1000 people who have similar skills. We would encourage you to highlight your accomplishments, particularly those that did not make their way into your resume.
Give the recruiter a reason to want to meet with you. As you prepare the cover letter, ask yourself the following questions:
- Why should the recruiter invite me for the interview?’
- What is so special about me?“
- What makes me the best person for the job”?
Review your finished resume and cover letter, and confirm you have done your best self-marketing before you submit.
In terms of the number of applications to send each day, it is advisable to apply to as many jobs as possible. You should not apply an artificial cap on the number of applications you make and, frankly, the more quality applications you have out there, the higher your chances of securing an interview. Just ensure your skills match the job description and ensure to tailor your submission to each role.
Use the link below for assistance with resume and cover letter writing, elevator speech and interview preparation.
Finding a job in Canada as a newcomer requires Canada-model CV, which may be different from what you have in your country. The bottom line is you have to abide by rules of writing a standard resumes that meet up with what recuiters want in Canada.
Newcomer (Post-Arrival) Services
The Canadian government funds several post arrival services (newcomer services). These organizations help to facilitate the transition process and touch on services like employment, language assessment/training, refugee services, daily life etc.
If it is an immigration related issue/concern, there is likely to be an agency that can help out, and you are free to consult with multiple agencies. For instance, one of us simultaneously worked with ACCES Employment, JVS Toronto and The Centre for Education and Training (TCET) and ultimately got an internship opportunity via Career Edge.
The support rendered by the newcomer centres is simply amazing and we know several immigrants who can attest to that. Use the link below to locate a newcomer service close to you.
Starting a Career in Canada: Careers That Require Licensure
There are certain jobs that require a Canadian license before you can practice. Quick to mind are Medicine, Law, Engineering, Nursing, Architecture, Accounting, etc. If you already have a license to practice in another country, it helps to find out if Canada has a “Mutual Recognition Agreement (MRA)” with the licensing country.
If you are in a regulated profession, it is advisable to find an alternative job in your field while you work on getting your license.
How to determine if you require a Canadian license to practice or if an MRA exists.
Use the links below to get more information:
- CICIC – Directory of Occupational Profiles: (https://www.cicic.ca/934/Search-the-Directory-of-Occupational-Profiles.canada)
- CICIC Contact Information: (https://www.cicic.ca/1119/Contact-us/index.canada)
- Alternative Jobs in regulated fields: (https://www.cicic.ca/1119/Contact-us/index.canada)
Research has it that Canada faces a shortage of one million tradespeople by 2020, as many people in that field will be retiring. Peter Harris, editor-in-chief of Workopolis says:
“There is an incredible amount of opportunity in the trades industry in Canada right now”. “The average age of welders is 57, and large numbers of trades workers across the board are also into their 50s.”
For immigrants looking for a second career or a career change, a skilled trade has lots to offer.
Skilled trades in Canada are divided into four main categories:
- Motive Power
Use the link below for more information about skilled trades. Also contact an immigrant-serving organization near you for more details.
Importance of LinkedIn in finding job in Canada
We cannot overemphasize the importance of LinkedIn to your job search process. For those who do not know what LinkedIn is, it is a social media platform for professional networking.
Several recruiters search for candidates on LinkedIn. There is also a job section on LinkedIn where you can apply for job. For one of us, the first job interview in Canada was through a recruiter on LinkedIn, via unsolicited contact from the recruiter. As most recruiters will search for you based on your location, remember to change your location on LinkedIn upon arrival in Canada.
Employee Rights in Canada
Every employee in Canada has rights that must be respected. These rights exist both at a federal and provincial level. If you feel you have not been treated fairly by your employer, please contact the Ministry of Labour in your province or territory or visit a Service Canada Centre, which you can find below.
The human rights law also protects employees from being treated unfairly due to their age, race, religion, gender, sexual orientation or disability.
Canada Workplace Culture
Every society has its norms and ways of doing things. If you are a new immigrant, you must have heard of the “Canadian experience” requirement. We believe this is simply the way employers ensure that prospective employees will conform in behavior and communication to Canadian workplace culture.
A reference from a Canadian employer, or evidence of Canadian training, usually achieves this. If you remember that, in general, Canadians are not heavy risk takers; this helps you understand their position.
You may be wondering how the employers expect you to get “Canadian experience” being a new immigrant. First, it is important to note that there is nothing legally known as “Canadian experience” so you will find some employers do not apply this requirement.
In addition, there are internship and volunteer opportunities that can give you the experience you need and a reference to kick-start your career in Canada. The “Getting a Job” section earlier mentioned in this post explores that in details.
Starting a Career in Canada as a newcomer for Working Parents
If you are a parent and you have a child who is 12 years and above, you likely will not be worrying about childcare. However, if your child is less than 12 years old, all we can say is, “Welcome to our world!”. Some of the questions that come to mind on arrival in Canada include:
- Where would I drop the children when Igo to work?
- How early can I drop them off at school?
- What happens to them after school?
- How late can I pick them up?
- How can I be sure that they are safe in the day-care?
- My child is still a baby/toddler and not old enough to go to school and I need to get a job.
- How many hours would I be able to work so that I can pick the children after school?
- Would I be able to take a full time job?
- Should I take a part-time job?
- How much would I pay for child-care services?
- Can I afford child-care services?
- What is the impact of a part-time job on my career?
The questions are endless. Some immigrants even consider inviting a grandparent to come help out in Canada.
If you are in this position, the good news is there is often a workable solution for every question. How do we know? Well, we have been there, done that, and have that t-shirt!
There are several child-care options in Canada (available) including nursery schools, licensed day-care providers, drop-in day-care centres and even home-based day-care centres.
If your child/children are all below the age of 12 and you are ready to start you career, there are child-care services that make it possible to resume work. If your child is of school age and goes to school, you should find out about the “Before and After School programs”. Simply do an internet search for “before and after school” programs in your region or municipality.
As the name implies, before school programs allow you drop off your little ones in the morning and provide activities that keep them occupied until school starts. Similarly, “after school” programs engage children in activities between close of school and the pickup time. Parents can usually either or both services depending on their schedule.
The drop-off time for before school programs is usually between 7:00 am and 7:30 am while the pick up for after-school is usually between 6:00 pm and 6:30 pm. This timing may vary from one region/province to another.
It is advisable to select a program that is either within the school premises or as close to the premises as possible.
If your child is below school age and not yet in school, it is advisable to get a licensed day-care or nursery school. You can also consider drop-in day-care and home-based day-care centres depending on your needs.
Check if your region has a childcare fee subsidy (a simple internet search or checking the website of your municipality can help).
If you qualify for a childcare fee subsidy, it would reduce the childcare fee and even if you do not get a subsidy, you may qualify for a tax refund on un-subsidized fees.
Feel free to ask as many questions as possible until you are satisfied that your child/children are in safe hands. Also, check for reviews about the care provider on the internet. Do your own research and do not forget to ask your child questions when they get home to ensure that they are integrating properly.
Whichever option you decide to go with, bear in mind penalties for late pick-up.
Starting a career in Canada: Getting A Job
Getting a job is critical to settling down as a new immigrant. There are several ways to look for jobs in Canada. As a new immigrant, it is important to network as this increases your chances of getting into the “hidden” job market which is not advertised.
In addition to networking, follow up with the partners recommended by your pre-arrival service. Update your LinkedIn profile.
Some recruiters actively assess candidates or recruit via LinkedIn.
Starting a career in Canada: Volunteering jobs
Volunteering is not only a good way of gaining experience and learning the Canadian workplace culture, it helps to build your network and showcase your skills to your potential employer. As a volunteer, you offer your skills willingly and do not receive any pay.
If you would like to offer your services as a volunteer, search the internet for volunteer services in your city.
Internships And Co-ops
Internships and co-ops are a good way to kick start your career. Co-ops, which stands for “Cooperative Education” is usually tied to an educational institution and falls between semesters. Internships on the other hand may or may not be education based.
Both provide work experience, which may or may not be paid for and with duration ranging from 12 weeks to over one year. You should look out for both opportunities and see which you qualify for.
Some occupations have a mandatory internship requirement. Register and look out for as many internship opportunities as possible. Reach out to the partners recommended by your pre-arrival service for information, and ask your post-arrival service providers/newcomer centers about internship/coop opportunities in different organizations.
Starting a career in Canada: Job Boards
A job board is a place or site where jobs are posted. Employers post job opportunities and interested candidates that meet the requirements are expected to apply. There are so many job boards in Canada, and these can be some of the most important places to search for a job.
Beware of scammers! There have been instances of phony job postings and requests to pay for interviews. We have also heard of job offers where the role involved moving money from one bank to another (illegal money laundering activities). You should be prudent as you carry out your job search. If it looks too good to be true, it is most likely too good to be true.
An article by JVS Toronto, which lists the top ten job boards, including Canada Job bank as number one.
Job Fairs in Canada
Job fairs are events where employers, recruiters, schools, students and job seekers converge to network. It is a great opportunity for employers to provide information about their organization and for job seekers to network, hand out their resumes and practice their interview skills.
A good way to get wind of upcoming job fairs is to follow organizations you would like to work for on Twitter, Facebook and other social media platforms.
Also contact immigrant-serving organizations or conduct a simple internet search. Job fairs are also known as career fairs, career expos and job expos.
Mentors are Canadian professionals and business people who offer free advice and coaching to newcomers in Canada. The support and guidance provided can be invaluable, and you can pay it forward by being a mentor yourself in future.
Visit the newcomer centre closest to you to find out if there are any mentorship programs near you.
Using Networking to Start a Career in Canada as a newcomer
Networking is a very important way of getting a job in Canada as it increases your chance of getting into the hidden job market. Research has shown that as much as 80% of job vacancies in Canada do not get advertised.
These unadvertised jobs are referred to as the “hidden” job market. This is where networking comes into play. While everyone is scrambling for the advertised 20% on job boards, you can target the hidden jobs and increase your chances of getting employed.
Join industry related associations, build networks with recruiters (you can look them up on LinkedIn), ask your friends and contacts to refer you if possible and learn about “cold calling”.
Bridging programs in Canada
Bridging programs are designed to help internationally trained professionals and tradespeople who want to work in their field in Canada.
This often includes helping you get a certification or license. While some services such as the language and job search services are free, others may require a fee.
Confirm whether a bridging program is a mandatory requirement for your profession, as sometimes you can engage in self-study to undertake licensing exams. Research, and choose the option that suits you best.
Starting a career in Canada Using Social Media
Social media has gone beyond posting pictures. In addition to LinkedIn earlier mentioned, Google+, Twitter and Facebook can also be used in the job search process.
Follow companies you are interested in as well as recruiters and recruitment agencies. Also check their career pages for openings that match your skills.
Starting a career in Canada: Finding temporary (Temp) Jobs
Temporary jobs also known as temp jobs usually range from alternative jobs to survival jobs. Although the terms are sometimes used interchangeably, we believe them to be different. Alternative jobs refer to a job that is within your field of expertise but is at a lower level than your actual qualification, e.g. an accountant working as an accounting clerk.
Survival jobs on the other hand are jobs that are not in your field and just help pay the bills. A good example is a doctor who works as a contact centre representative in a bank.
Due to the huge financial implication of migration, most immigrants are always concerned about getting a source of income for feeding and paying bills, especially immigrants who have dependents.
While searching for a job or preparing for your licensing, it may sometimes be necessary to get a temp job. Some of these temp jobs help fulfil the “Canadian experience” requirement and may even be a way into the organization for other roles.
If you do decide to get a survival or alternative job, ensure that you make out time to continue your job search and attend interviews. If it a survival job, keep at the back of your mind that the role is a stopgap and continue all efforts towards your dream job.
Several recruitment agencies place for temporary jobs, and so do many organizations such as Amazon. Recruitment agencies also advertise on public transit so keep on the lookout while commuting via bus, train or subway.
Find below links to two major recruitment agencies that are efficient for quickly placing candidates into temp jobs (and non-temp jobs for that matter).
How to Migrate to Canada without a Formal Education
Do you know you can immigrate to Canada with or without a formal education? How? Follow this guide to know the best suitable visa for you.
On February, 2018, we came across a question on a forum, which might possibly be on the minds of so many people out there, particularly those who don’t have formal education in their country of residence, but are skilled, experienced, and are willing to start a career in Canada
The intending Canadian immigrant asks:
“I am working as an Architectural draftsman from last 10+ years in Saudi Arab but I don’t have any formal education can I go to Canada on student visa on my experience basis? I am 28 years old.
In a situation whereby you don’t have any formal education, and still young, the best option for you to be eligible is to apply for Canadian Study Visa.
In order to study in Canada, you will need to obtain a Canadian study permit, which serves as a Canadian student visa for the duration of your stay.
Requirements for Canadian Study Visa
Issuance of a study permit to foreign nationals by the Canadian Immigration Office is quite different from other immigration options.
To qualify for this, you must satisfy the following requirements:
1) You will first need to obtain admission for a designated learning institution in Canada.
2) You will have to show financial evidence that shows that you have enough funds to pay for your tuition and to support yourself and the family members, in case you are coming with your family to Canada.
3) Also, in order for the Canadian Visa Officer to grant you a study permit, he must be convinced that you will be going back to your country of citizenship or country of residence at the end of your studies.
The third requirement above is very important as your failure to convince the visa officer that you will be going back to your country of residence at the end of your study programme may lead to the rejection of your application.
Sample of the reasons include that an employment is waiting for you after the completion of your study, your spouse and children are staying behind, and you will like to go back home to join after the completion of your study etc.
The fact that you stated any of the above reasons doesn’t mean that you cant apply for permanent residence.
We have seen those who went on study visa, but applied for residence before the completion of their study, which was granted and thereafter got a job, and later moved their family to Canada.
So, the same strategy could be suitable for you, depending on your sole objective: to really study in Canada or to use your study as a conduit to obtain a permanent residence?
That depends on you.
In one of our previous posts entitled, Why are Nigerians relocating to Canada, U.S, Australia and other countries? We shared a story of a Nigerian, Uche Metuh, a Nigerian who immigrated to Canada on study visa in 2012, later got a temporary work permit and a permanent residence.
“I wanted to get my Masters degree.
“When I graduated, Canada gave me a 3-year work permit, and before that was up, I had applied to become a permanent resident and it was approved,” Uche said.
You too can learn from Uche.
Don’t forget that there is already a research that proves that Temporary Foreign Workers (TFWs) are gaining permanent residence in Canada, outcome of a research published on cicnews.com February 19, 2018, says.
It means you stand a better chance as well, if you don’t violate Canadian laws before the expiration of your stay and be sincere with the information you provided.
The duration and type of stay of TFWs in Canada are strongly restricted by the regulations governing their work permit terms, the research reads.
So, pay special attention to why you will be going back to your country of residence after your study programme.
“This is one of the most important parts of the application as the visa officer will not issue the study permit if he does not believe you will be going back home after your studies, visa application expert on immigration forum says.
Before you proceed, you can find more information on Canadian study permits on immigration dedicated website.
The next is for you to locate the best Canadian universities, colleges and language schools in Canada which is suitable for you.
You can begin your application by obtaining valuable information on everything you need to know about applying to study in Canada, obtaining study permits, study visas and temporary resident visas.
Canada houses 21 of the worlds top 500 universities and 32 in the top 1000; Canada is a good destination for studies and academic research.
Canada is said to welcome more than 300,000 international students who receive study visas to study in Canada each year. Isn’t that amazing?
You will have to pass through IELTS test.
IELTS is International English Language Testing System required of study visa applicant to pass before relocating to Canada.
Applicants, who are French speakers, must also pass through DELF and TEF language test scores.
And there are many post-secondary programs (Universities, Colleges) suitable to you in the sciences, engineering, business and the arts.
If your study visa application is granted, you can also be living and studying in Canada “within the best supportive academic environments.”
After graduation, as earlier stated, you may enter the Canadian labour force with qualifications that are recognized and respected the world over. A recognized study in Canada academic program can become your pathway to Canadian immigration known as Canadian permanent residence.
How to get a Canadian Student Visa
- Find a University or College Program
- Get Admission
- Apply for study visa on Canadian immigration portal. Or send your Admission Approval Letter for Colleges to immigration agent, if you are planning of using one.
- Apply for Study in Canada Visa.
The above method on “How to Migrate to Canada without a Formal Education” is one of the best legitimate ways to immigrate to Canada.
Best Canadian Banks for Newcomers (Immigrants)
If you’re planning on relocating to Canada, then opening a Canadian-domiciled bank account will come to mind. In this post, we’ve put together list of best Canadian banks that have special package for newcomers.
The list of banks below isn’t an endorsement because every bank has its own peculiar package. “Best” is also relative. The kind of package you want on arrival in Canada determines your bank of choice.
You need not worry about your money when it’s deposited with any of the Banks in Canada, and you know why? There is high level of security.
Among the banks we’re featuring in this list, some of them allow you set up your bank account even before you leave your present country of residence.
Considering the fact that banking system in Canada is highly competitive as you would have in the US and UK, here are some of the tips for banking in Canada
Tip for Banking in Canada for Newcomers
Debit Cards vs Credit Cards
Some countries like Nigeria are majorly familiar with debit card, but in Canada spending is done through two financial tools for accessing funds: 1) debit cards and 2) credit cards.
Debit Card: A debit card is directly linked to a bank account, whenever a transaction is carried out on debit card, you account will be debited.
It is sometimes called Interac.
Credit Card: The difference between debit card and credit card is that with credit card you can make a borrowed transactions which you are required to pay back on a monthly basis, failure of which would negatively affect your credit score.
To make purchase with debit card, your account must be funded. These two tools are available for newcomers to Canada.
How to open a bank account in Canada as a newcomer
Anyone can open a bank account in Canada as long as they have proper identification.
Whether you’re already on Canada soil or you just planning to move, you can set up a bank account in as much you have a proper means of identification.
For instance, a student who has been offered an admission at a Canadian higher institution should be able to provide prove of his admission status plus his ID. This answers the question: “Can an American get a Canadian bank account?
This also resolve the question: “Can I open a bank account in Canada as a non resident?”
We cover this aspect in later part of this guide, listing some of banks that provide newcomer package banking services in Canada.
If you’re worried about going to Canada with physical cash, then we urge you to read on as there are some banks that allow you make deposit to your newcomer bank account right at your take off country.
How to have a good credit score in Canada?
Credit score is mostly peculiar to first-tier countries. Canada is one of them. You’ll have a credit score when you bank with any bank in Canada. How is credit score calculated?
Credit score is calculated by analyzing a person’s transaction history, “especially regarding the payment of bills and management of loans and credit cards.”
“A credit score, between 300 and 900, is used to assess a person’s likelihood to be a responsible financial consumer. The higher the score, the better a person’s credit, and the more likely they will be to remain in good financial standing and be approved for future loans.
“The lower the score, the worse a person’s credit, and the more likely they will be to fail to make payments, default on loans, and or declare bankruptcy.
“Once you have a Canadian bank account, a representative at your financial institution will be happy to give you one on one advice about earning and maintaining a high credit score,” Immigration expert at Canadim says.
Having let you know some of the things you need to know about banking services in Canada, check below banks for newcomers in Canada.
How to open a bank account in Canada as a newcomer
- Bank of Montreal (BMO)
- NATIONAL BANK
- Royal Bank of Canada (RBC)
- Scotia Bank
- TD BANK (TD Canada Trust)
To get the best financial services as an immigrant to Canada, the above banks will give you the newcomer package. Our list is base on thorough research and support of some friends who are already in Canada.
So be rest assured that your money is in safe hands banking with any of the aforementioned banks in Canada.
Even if you’re opening a Canadian bank account before arrival, note that most banks offer USD denominated accounts.
Get your Social Insurance Number before going to open a bank account.
Bank of Montreal (BMO)
As Canada’s oldest bank, BMO is one of the financial institutions that make provision for immigrants.
The process of opening a bank account with BMO is quite straightforward, and very easy with online support services ready to guide you.
With BMO you can get the performance plan free for one year (meaning you are not charged even if you do not have the minimum balance requirement).
Permanent Residents and Foreign Workers can conveniently bank with BMO.
With its NewStart program features, BMO get you covered with the kind of financial services that will let you plan for future.
CIBC is one of the banks that provide welcome to Canada baking package for immigrants.
It offers special discounts if you received permanent resident status within the past five years.
Packages for newcomers:
- CIBC gives you a bank account with no monthly fee for one year.
- You can also get up to $55 cash back on a safety deposit box
- With CIBC credit card you can build your credit history.
- No security deposit, income or credit history required.
Another bank that provides newcomer banking services to immigrants to Canada is HSBC.
With its no monthly banking fees on 12 months for HSBC chequing accounts, you could get 1% bonus interest rate on a 1-year Guaranteed Investment Certificate (GIC).
Get our reference below to get more information on how on how to set up a newcomer account with HSBC today.
Want to set up bank account with ICICI? Then you should on the look out for some of the features it offers. They include:
- No minimum balance required without account activation
- No monthly charges without account activation
- Remit funds into your CAD account and carry a Certificate of Balance as proof of funds
- Withdraw up to CAD 5,000 on arriving in Canada prior to account activation
- Instant account activation on reaching Canada
- Instant issuance of Debit Card on visiting ICICI Bank Canada branch
- Easy access – Convenient online, phone, Automated Banking Machine (ABM) and in-branch banking
- Money transfer service – Low cost Money Transfers to India and other countries
- Free and unlimited access to over 3,300 ABMs – Free and unlimited deposits, withdrawals and balance inquiries at any ABMs at our branches or on THE EXCHANGE
- Online bill payment – Free and unlimited
- Free cheque book – First cheque book free with 20 personalized cheques
- Earn interest – Competitive interest rates on Canadian Dollar accounts with a small balance
- Option to choose from three different types (HiVALUE PLUS, HiVALUE or Basic) of chequing account.
Holders of a Canadian visa that is valid for more than 6 months, in any of the following categories:
- Permanent Residency (immigration) visa
- Work visa
- Study visa
National Bank allows you to open a Canadian bank account wherever you’re in as much you have the required documents to come to Canada.
For foreign students who have already secured admission, this bank is your perfect match, as you can deposit in Canadian dollar to your account in Canada from your present country of residence.
- Open a bank account from another country
- Transfer funds before you go
- Access your money as soon as you arrive
- Save on banking fees
- Build your credit history
- Receive assistance for a smooth arrival in Canada
- Buy a car or home in Canada
- Save up to $600 on banking fees1
- Open a bank account online before you leave or when you arrive in Canada
This kind of banking services is most fit for temporary workers, international students or permanent residents
Royal Bank of Canada (RBC)
RBC is the largest Canadian bank, and has great package for immigrants and travelers to Canada.
Having been rated as the “Highest in Customer Satisfaction Among the Big Five Retail Banks” in Canada and named as “Best Trade Finance Bank” for the 4th consecutive year globally, we believe that RBC will give you exactly banking package that will make you enjoy financial services in Canada during your stay.
Its services are similar to National Bank’s because Scotial Bank also allows you to open an account online and transfer money before you arrive Canada.
- $100 cash when you open an eligible chequing account
- No monthly fees on an eligible chequing account for a year4. A value of $165
- Free small safety deposit box for a year5. A value of $55
- Credit cards designed for newcomers
TD Bank (TD Canada Trust)
At TD Bank you get any plan free for six months. Before the six months term you will be charged monthly fees unless you meet the minimum requirements.
You are free to change to a lower tier account which has a smaller balance requirement.
You can transfer money internationally in more than 150 currencies.
We hope this post, “banks for newcomer to Canada” helps you. We wish you the best as you relocate.
We’d be glad to read your thoughts.
How Nigerians use US Visitor’s Visa to seek asylum in Canada
Canadian authorities have discovered new tactics used by some Nigerians who have valid visitor’s visa for the United States to seek asylum in Canada.
The Government of Canada is worried about the situation after the interception of more than 7,000 people by the Royal Canadian Mounted Police so far in 2018 after crossing into Canada at unofficial entry points.
This also include another 2,500 who crossed into Quebec in April, majority of whom have been Nigerians with a valid visitor’s visa for the United States.
Canada has been, for more than a decade, on the top five countries Nigerians aspire to relocate to for greener pastures.
Aspiring and over anxious Nigerians have been duped in the process. At a time it’s rumoured that Canada opened its portal for visa lottery, which wasn’t true, and Canadian immigration office issued a statement denouncing such claim by some dubious individuals.
What is the Canadian Government doing to stop illegal immigration?
Since the discovery of new tactics used by some immigrants, majorly Nigerians, Canada’s ministers of immigration, public security and transportation are putting measures in place so as to ensure that U.S. travel visas aren’t being abused.
On top of that strategies are:
1) Assigning of three Canadian officials to help U.S. visa officers in the Nigerian commercial capital city of Lagos.
2) Official visit by the Canada’s Minister of Immigration, Refugees and Citizenship, Ahmed Hussen, to discuss the issue with Nigeria’s government representatives.
The federal ministers reiterated their commitment to continue to adhere to international conventions and offer asylum to those fleeing persecution and war, but pointed out that there won’t be “a free ticket to Canada.”
“As a matter of due process, asylum seekers are required to prove their claim for protection. Those who cannot do so become inadmissible and will be removed,” said Canada’s Public Security Minister Ralph Goodale.
What about asylum seekers already in Canada?
IRCC said it had accelerated the processing of work permits to 30 days to minimize the amount of time new claimants spend on social assistance.
IRCC also said progress was being made on a new triage system that will expedite the transfer of asylum claimants who do not wish to remain in Quebec to their final destinations.
According to CIC News, Hussen said he expects the backlog of asylum cases will be eliminated by 2019.
Canada’s Border Security
The federal government has committed $173.2 million over the next two years to strengthen border security and speed up the processing of asylum claims made in 2018-2019. The current processing time for claims is around 20 months.
The current unlawful twisting of asylum seeking by immigrants mean the government may have to spend more to further consolidate on its border security.
This means that efforts must be intensified so as to deter other immigrants from using the border for illegal entry.
This also means that US and Canadian governments put measures in place in order to limit number of who can claim asylum at official border crossings between the two countries.
Is there an internal conspiracy?
No official statement whether some immigration officials or immigration agents could be the fake asylum seekers’ guide.
We, however, know that the government will try its best so that the real asylum seekers aren’t given the privilege.
InfomediaNG final thought:
With all said and done, we hope the above tips, “starting a career in Canada as a newcomer will help to find your dream job, adapt to new the new working ethics of a country adored by many nationals across the world.