For many business owners seeking to harness the power of social media advertising for digital marketing, such as Facebook, the mode of payment can often pose a challenge.
Today, this obstacle has been greatly diminished, as there are numerous instantly issued virtual cards readily available for Facebook advertising, regardless of your location.
If you’re prepared to promote your business or product on Meta, here is our list of the top 10 best virtual cards for Facebook Ads.
Table of Contents
1) LinkPay
LinkPay – The Best Virtual Cards in 2024
At the top of our list are the virtual crypto cards from LinkPay. The respected publication Payments Cards & Mobile refers to these cards as the best virtual cards in 2024, and it’s hard to disagree. Let’s take a look at what they offer.
Truly, the terms can be considered very attractive for several reasons:
- 3% cashback on all purchases
- 100 free virtual cards every month
- 0% deposit fee
- 0% on withdrawal fee
- 0% declined transactions fee
In other words, they don’t make money from the standard fees. Some services provide one or another feature from this list, but no one has yet combined them all into a single product.
So how do they make money then?
The answer is that users have access to premium plans which greatly enhance the service terms. In general, the terms provided under any paid plan easily offset the cost of the subscription – through reduced commissions, free cards bundles, and increased cashback on all purchases.
LinkPay Offers a Variety of Virtual Cards
- There are cards both with and without 3D-Secure support. Transaction confirmation codes are sent to the notifications section in the user’s account.
- There are cards designed for online shopping. You can easily pay for servers, hosting services, Steam, Netflix, Amazon, book hotels, buy plane tickets, and make any online payments – they work equally well everywhere.
- There are cards specifically for advertising expenses, three types in total: virtual cards designed for Facebook Ads Manager (actually reduce the chances of getting banned for Risk Payment), virtual cards specifically for Google Ads (also tested, likewise reduce the risk of being banned for Suspicious Payment Activity), and virtual cards for use across multiple platforms (can be linked to advertising accounts of all kinds: Google, Facebook, TikTok, Twitter, Bing, Taboola). Experts say these are the best solutions for paying advertising bills in 2024.
Tools for Team Collaboration
There are convenient tools available for businesses and media-buying teams – enabling team management (inviting or removing members), setting limits on spending and card issuance capabilities, and controlling access to transaction history. Statistics can be viewed for all parameters, both for the team as a whole and for individual members.
Accepting Payments on Your Website
LinkPay is the first virtual card service that allows not only making payments online but also accepting payments on your website. The integrated payment acceptance service, named Merchant, enables the acceptance of both cryptocurrency (supporting hundreds of different crypto) and fiat currency (VISA / Mastercard in over 100 currencies worldwide).
Local payment methods like P2P transfers are also available. According to the support service responses, this solution can be integrated via iframe or API, with the connection taking no more than an hour. Hence, the question, “How to accept payments on the website?” becomes obsolete. Importantly, the Merchant feature is accessible even under the free pricing plan.
2) Brocard
Brocard virtual cards are suitable for working with Facebook and TikTok. Various tariffs, quick virtual card issuance, and funding options through fiat or cryptocurrency make this platform convenient. The reliability of payments is confirmed by the ability to conduct transactions with Google Ads, Meta, or other advertising promotion services.
This is an excellent indicator of Brocard’s suitability for Facebook advertising payments. The only downside is a complex registration process. To start using the service, you will need to undergo an interview with a Brocard representative.
3) Spendge
SPENDGE is a service that provides virtual card issuance for traffic arbitrage and other needs. The platform has been operating since 2021 and allows the issuance of an unlimited number of cards, including those with 3DS.
Virtual cards are issued instantly, and among the available currencies are euros and British pounds. These credit cards are well-suited for working with TikTok Ads, Facebook Ads, Google Ads, and other advertising platforms.
Features:
- Convenient functionality. All operations are conducted from a unified personal account, which is especially convenient for arbitrage teams.
- Report downloading. Reports on transactions or transaction history can be exported in CSV format.
- Flexible balance settings. Manage account balances and limits on issued credit cards.
4) Flexcard
FLEXCARD – virtual debit cards with unlimited issuance for Facebook, TikTok, Google, and other traffic sources. According to top arbitrageurs, it is a reliable payment service suitable for individuals and teams.
Features:
- Many reliable BINs. New ones are launched every 3-4 months.
- Unlimited fast issuance.
- Top-up fee – starting from 3.5%.
- Minimum top-up amount – $50.
- Convenient team functionality.
- Auto-replenishment.
5) 4×4.io
4×4.io is a service for issuing virtual banking cards for advertising payments on Google Ads, Facebook Ads, TikTok Ads, and other platforms. The service is available worldwide, and the accepted currencies include USDT, euros, and dollars. It offers sub-accounts, virtual and private bins, a tariff network, and 24/7 support.
Features:
- Exclusive virtual and private bins
- Official fully-functional app available on Google Play and App Store
- Full functionality for teams
- Agency accounts for partners
- Flexible tariff grid for partners
- Deposit replenishment with 0% commission
- Minimum deposit of $500
- Personal manager available 24/7
6) Karta.io
Karta.io is a financial operating system for electronic commerce established in 2019. The platform enables users to open accounts, issue virtual cards with trusted bins, and manage the finances of both companies and individual employees. Collaboration is possible with teams having a monthly turnover of $40,000 or more.
The service is suitable for team collaboration, providing the ability to set budgets for teams, projects, or individual advertising campaigns.
Team leaders can establish specific rules for each team member, define roles, and set spending limits to prevent overspending.
Team members can be grouped into budgetary brigades. All current advertising expenses will be reflected in real-time. Essentially, you replace cumbersome and error-prone manual accounting with a secure automated tool.
7) LeadingCards
LEADINGCARDS allows the issuance of cards from more than 12 issuers. It enables the issuance of cards in various GEOs, ensuring smooth payment processing for your company.
Some of the service features include:
- Rapid issuance of cards in USD, EUR, or GBP, depending on your needs and goals.
- 24/7 technical support.
- Flexible terms and bonuses for loyal customers.
- The option to fund the wallet through Bitcoin, Visa, MasterCard, Paypal, or WireTransfer.
8) eCards
The virtual card service eCards.cab entered the market in 2020 and has since established itself as a reliable partner. Users receive cards in euros, allowing them to work with any convenient currency, with payments processed at the conversion rate of the international payment system.
eCards are suitable for most advertising platforms, including FB, TikTok, Google, and the Apple developer account. Access to other advertising platforms is available through an additional request.
The only fee charged by the service is for balance replenishment, amounting to 4.5%. It is also worth noting that depending on your rating, there is a penalty system for rejected transactions, ranging from 0.2 to 0.5 euros.
Choosing the right service to obtain bank cards for advertising on Facebook plays a crucial role in the successful launch of advertising campaigns. Considering aspects such as security, available features, fees, and other terms of use, you will be able to optimize your operations and achieve greater profitability in your advertising campaigns.
9) WEBSCARD
Supplier of international virtual Visa and Mastercard cards for mediabuying, with full 3D Secure support.
Advantages:
- Own card pre-processing with the ability to manage MCC (Merchant Category Code) restrictions;
- Cards allow payment for any services and purchases in online stores, including topping up wallets like PayPal (restriction can be lifted upon request) and other useful features.
- All card programs are exclusively Gold and Platinum, ensuring their high “stickiness” to ADs;
- No additional currency conversion fees, all conversions are made at the rates of Visa and Mastercard payment systems;
- Own crypto processing – instant balance replenishment in USDT;
- Possibility to rent individual card programs (Bins) in any GEO and currency upon client’s request;
- Possibility to obtain certified bank statements for transactions made for Facebook and Google merchants for transaction confirmation and approval of blocked accounts.
- Automatic 3D Secure confirmation on the Bank’s side ensures high pass-through (card stickiness) to services such as TikTok, Taboola, Bing, Amazon, and so on…
10) AdsCard
The main service feature of AdsCard is the ability to order high-quality payment cards that are suitable for all major traffic sources. The cards are well suited for Facebook*, Google, TikTok, and other major advertising platforms.
Card issuance is instantaneous, with a cost of $1 per issuance for advertising transactions of $500 or more per month, and maintenance is free.
AdsCard platform provides a set of key features:
- High level of card and BIN security, reliability, and trust. AdsCard is one of the first companies in the market niche of payment solutions for arbitrage. It has been operating since 2020, demonstrating that the service has stood the test of time, with fully secure BINs and cards available. BINs from the USA and Tier-1 European countries are available.
- Multicurrency BINs. Major currencies such as the dollar, euro, and pound are supported.
- Unified cabinet balance without card replenishment, without linking to card limits. The key difference of AdsCard is that all card debits occur from a unified cabinet balance without the need for replenishment and withdrawal of funds from cards, which sometimes happens in other services for a separate commission and creates a lot of inconvenience. Limits can be set on the cards. Thus, the service allows saving time on unnecessary routine operations and provides more flexibility.
