From opening a new bank account to adapting to new rules, getting things right might take longer than expected. However, it’s essential to catch up quickly when you arrive in the United States as a foreign student.
If you’re ready to further your studies in the United States, you can begin your academic year in either the fall semester (September) or the spring semester (January). Additionally, some universities in the U.S. offer a full summer semester in June.
Regardless of whether you start in the fall semester (September) or the spring semester (January), the academic calendar in the U.S. can vary by state and institution. Still, some general tips are important for foreign students arriving in the U.S. for studies.
Nigerians in the U.S., a community that guides and supports Nigerians who are already in the U.S. or planning to migrate to the States, shared the following tips for those who are just arriving. These are the essential steps to take upon arriving in the United States to study. These will also be useful for all international students studying in the U.S.
Set Up a Network Provider
Even if you route your local line, you are still going to get a mobile network provider in the U.S. when you arrive. So, one of the first things you should do upon arriving in the U.S. is to set up network providers.
There are lots of network providers you can choose from. They include T-Mobile, AT&T, and Lyca. Even if you choose the budget-friendly network provider, your location is also a determining factor. Does the provider cover your location?
On arrival, you might need unlimited data immediately because WiFi is widely available, so take your time before upgrading data plans.
It is important to note that you need a new U.S. phone number for a lot of things including opening a U.S. bank account and getting in touch with colleagues. You can get this done immediately upon arrival by buying a SIM card at the airport or Walmart. It might take some days for delivery if you order yourself, so it isn’t a bad idea if you ask someone to order for you before you arrive.
Accommodation
If you’ve secured graduate housing before you arrive, that is fine. But if it is available, if not, you will need to find an apartment and sign a lease, which could last for a year.
Ensure to read the Terms and Conditions of Use of whatever apartment you get very well. If you don’t understand, ask questions because violating the lease terms might result in you losing your security deposit.
Safety
There are exciting places to visit in the U.S., however, your safety is important, so don’t underestimate the safety protocols on your campus and in your community.
It is recommended that you save the contact information of campus security and local emergency services, as you might need them. If you must go out to unfamiliar areas, it is a good idea to let someone know where you are going.
Social Security Number (SSN)
You are going to need a Social Security Number (SSN) for a lot of things in the U.S., including getting a driver’s license (in some states), a part-time job and other official activities.
But you need to have lived in the country for at least 10 days to get your Social Security Card. You may need the guidance of your university’s International Student Services Office (ISSO) for the necessary documents.
Getting a Real ID
Starting May 7, 2025, U.S travellers (e.g. for air travel) must be A Real ID complaint. If you can still use your valid passport for air travel, having a Real ID is also advisable.
The Real ID is an identification card that is accepted throughout the U.S. a form of identification. It is a type of identification that meets enhanced security standards set by the U.S. federal government.
To obtain the Real ID, you will need to visit the Department of Motor Vehicles (DMV) or Registry of Motor Vehicles (RMV) in your state. Nearly all the states have simplified the process of getting this means of ID.
In some states such as California, there are online resources that will guide you through the process. You must provide at least one means of identification such as a passport, birth certificate, or permanent resident card, proof of residency, and your SSN among others.
Thereafter, you will need to upload some documents online and then visit the DMV field office for your application to be processed. The process might take time because of the background checks and other security measures the government put in place, so it is recommended that you apply a few days after arriving.
Open a Checking Account
For all your spending, you need a bank account whether you’re on scholarship or university funding. Even if your source of funding is your parents, opening a U.S. bank account is very important to receive deposits.
Not only that, if you get a part-time job, your employers will need your account details to pay you. So, it is essential you get familiar with two main types of bank accounts in the U.S.:
1) Savings Account (used to save money and earn interest over time) and
2) Checking Account (used for everyday transactions like deposits, withdrawals, and bill payments).
When opening a bank account, be sure to read the terms such as minimum balance, account maintenance fees etc.
Financial management
You will need to track your expenses by creating a budget. Don’t be carried away by the use of your credit card to avoid accumulating debt. Opening a savings account to set aside money to cater for emergencies is also very important.
You will find budgeting apps such as EveryDollar, Goodbudget, PocketGuard, You Need A Budget (YNAB) help in managing your finances.
Credit Card
One of the great financial decisions you can take as a student is to build your credit history. To do this, it is recommended that you get a credit card.
With your visa, I-20 form, and U.S. phone number, you can get a credit card. You might want to choose the one that is student-friendly and has no or friendly annual fee, if you are thinking of getting one, you might want to check up the Discover Student Card.
Groceries
As for groceries, there are lots of stores where you can get fair prices.
For condiments, laundry detergents, cleaning detergents, spices, and sauces among other items, the Walmart app will be useful for you.
For meat, quick oats, and canned foods, Food 4 Less should be on your list.
For toilet paper, vitamins, and protein bars, you might want to add Sam’s Club to your list.
For bulk canned goods, 18-inch pizza for less than $10, and hot dogs for as low as $1.50, don’t forget to add Costco to your list.s
You can also check out African or Asian stores near you depending on the continent you align with.
Other amazing grocery stores where you can find budget-friendly items include Star Market, Dollar Tree, Market Basket, WinCo Foods, and Trader Joe’s.
You can also check out African stores near you.
Networking
Building a network is important for growth (socially, professionally, and academically). Attend events that will help you grow and join clubs and organisations that you believe will add value to your studies. In today’s world, networking is important to getting jobs and quick access to other opportunities.
Driver’s License
You will get in trouble driving in the U.S. without a valid driving licence. If you plan on driving, visit the closest Registry of Motor Vehicles (RMV) or Department of Motor Vehicles (DMV) to confirm the guidelines in your state.
Even if you don’t plan to drive, you can also use your driving licence as a form of identification in the country. As earlier stated, you will need your SSN to get a driving license in some states.
Cultural Adjustment
Adjusting to a new culture may take time, but it is still something you have to do. If you are from countries that use British English, you have to adjust to American English and pay attention to their usage. For instance, Americans will use “Pants” while the British use “Trousers”.
In Nigeria for instance, passing out means graduating from a programme or training, but in the U.S, the same word could mean “to become unconscious” if not properly used in a sentence.
So, it is important to explore your new environment. And the quickest way to do so is by getting involved in campus activities. Join international organisations for students that can help you connect with existing students and newbies like you, it helps.
If you are from Nigeria, you might want to join and connect with Nigerians In U.S (NIUS), a community that supports Nigerian migrants in the U.S.
Household Items and student discounts
Starting off as a foreign student in an overseas country means you will need some fairly household items in case you don’t have the finances for brand-new ones. As such, you can check out Goodwill Store for stuff like kitchen utensils, furniture, TV, and sound systems at discounted prices.
Students love discounts and there are lots of service providers and technology companies such as Apple, Amazon Prime, and Spotify that are student-friendly in the prices of their products and services.
The important thing is that from data subscription to clothing, you will most likely get discounted prices for students. That’s why you should ask friends before making purchases to save more.
Healthcare and Insurance
If you want to find your way around the costly healthcare system in the U.S, it is recommended to subscribe to health insurance. You may want to consider health insurance plans designed for students, they are more affordable and convenient.
If you are considering one that has wider coverage, you can check Blue Cross Blue Shield (available in 50 states) and Oscar, which is available in 18 states and you can access a lot of resources on student health plans on healthcare.gov or visit healthcare marketplace to get quote and compare prices to know the best for you.
Read the terms carefully, know the details of coverage and how to access medical services and what you need to do in case of an emergency, and know the nearest clinic are some of the important things you need to pay attention to.
Local Laws
Familiarise yourself with the local laws regarding restricted areas, driving, the use of alcohol, smoking.
In California, for instance, it is against the law to sell or give alcoholic beverages to anyone below 21. You cannot sell alcohol without a valid license or permit.
Also, drinking while you’re at the wheel is illegal and having an open container of alcohol in a moving vehicle may land you in trouble. The laws could vary across states in the country.
Public Transportation
Using a public transportation system may be a good way to save in case you don’t plan to drive. It may be a bus, train, or subway system. You need to check availability in your location.
Talk to some of your colleagues to know if your university offers free or discounted transit passes to students. Also, apps such as Google Maps or other local apps will help you to navigate public transportation.
Campus Resources
Many universities offer workshops, events, and services that can help you with your studies. From personal, professional, and financial development to counseling services and recreational facilities, resources are available to help you have a great studying stay in the country. Don’t be shy to ask questions and seek help if you need one.
Conclusion
Ensure to know the rules around work authorization, maintaining full-time student status, and reporting any changes to your International Student Office. Keep your documents, like your passport and I-20.
Importantly, you should stay informed about your visa status and any legal requirements related to your stay in the U.S.
