Opeyemi Quadri 
Do you have a Facebook page that is rapidly growing and needs a hand to help you manage, create, edit and publish content on your page? Or you just want to take a break and need someone to help you carry on with your Facebook page management while you away? Here is how you can … Read more
On September 14, 2024, I received an error notification from Google Search Console titled, “New Discussion forum structured data issues detected for…” on my education blog. The blog was barely three months old. Google specifically pointed out two Discussion Forum structured data issues: The “Comment” object must be nested inside a “CreativeWork” object. The “author” … Read more
Nine Vice Chancellors, including Acting VC, have steered the affairs of Ladoke Akintola University of Technology, Ogbmomoso, popularly called LAUTECH, since the state-owned institution became a legal institution on March 13, 1990. Prof Olusegun Ladimeji Oke, a renowned chemist, was the pioneer Vice Chancellor of LAUTECH, following his appointment on May 2, 1990, by the … Read more
A parallel market in foreign exchange (FX) refers to an unofficial marketplace where currencies such as USD, GBP, and EUR are traded for the local currency outside the regulated channels. It closed at $/1,685 at the time of this publication. In Nigeria, this market exists alongside the official FX market, often exhibiting a significant disparity between … Read more
A virtual card is a digital version of a bank card that you can use for online shopping or paying bills without needing a physical card. You can create one using your phone through your bank’s app, load it with money, and use it to make payments. This makes it safer and easier to use … Read more
You’ve probably heard of investments like mutual funds or stocks, but have you ever heard of something called “segregated funds”? Let’s break down what they are and why you might want to invest in them. What is a Segregated Fund? A segregated fund is a type of investment that comes with a special insurance feature. … Read more
Kenyan President William Ruto disclosed that bringing Elon Musk’s Starlink to his country was one of the best decisions of his administration. He stated this at the US-Kenya Business and Investment Roundtable in New York on the sidelines of the United Nations General Assembly (UNGA). According to him, the penetration of Starlink into African countries … Read more
Getting ready for the future can seem like an impossible chore in a society marked by fast change and unpredictability. Anxiety and a dread of the unknown can result from the erratic nature of many facets of life, including professions, money, health, and personal relationships. These five basic components are ones you might not have … Read more
Every licenced financial institution makes an effort to know who their customers are. This process is called customer identity verification. That’s why your bank will, as a banking culture, take you through the Know Your Customer or KYC process. In doing this, you will be asked to prove your identity, to prove that you are what … Read more
When you walk into a bank to open an account, one of the first things they will ask you to do is something called “KYC.” This might sound complicated, but it’s just a way for the bank to get to know you better. What is KYC? KYC or Know Your Customer is a basic check … Read more
Interest income is the money you earn from keeping your savings or investments in a bank or financial institution over a certain period. It’s like getting paid for allowing the bank to use your money for a while. How interest income works Imagine you have ₦100,000 in a savings account. The bank agrees to pay … Read more
A joint account is a bank account that is shared by two or more people, and everyone who is part of the account can access the money. This means they can deposit (add money), withdraw (take money out), or transfer funds whenever they need to. Example: Let’s say you and your spouse open a joint … Read more
An instant transfer is a quick and easy way to send money between people or businesses, where the money moves almost immediately. Unlike regular bank transfers that can take a couple of days to go through, an instant transfer happens within seconds. Example: Imagine you want to send money to a friend who just paid … Read more
“Insufficient funds” is a message you see on an ATM or in your online banking app when you don’t have enough money in your account to make a payment or withdraw cash. Example: Let’s say you want to buy groceries that cost ₦5,000, but you only have ₦3,000 in your account. If you try to … Read more
Banking mobility is a service that makes it easy for people to switch from one bank to another. It is also known as Mobilité bancaire in French because that is where it is most popular. When you want to change your primary bank, the new bank will help by notifying all the companies that take money … Read more