Facility management can help energy conservation by implementing energy-efficient strategies and practices, monitoring energy consumption, and promoting awareness and education among building occupants. Energy management is now one of the most critical yet important aspects of business today. It not only reduces your carbon footprint but also saves your company money. Energy-efficient lighting and HVAC equipment, … Read more
Quantity takeoff is a crucial process in construction cost estimation, which involves calculating the materials required for a project. This process helps project managers and contractors determine the construction cost accurately and efficiently. To simplify construction cost estimation, quantity takeoff is essential because it provides a detailed list of materials and their respective quantities. This … Read more
Nowadays, the need for transparency and standardized identification of entities is more important than ever. Consequently, Legal Entity Identifiers have emerged as a critical tool to facilitate efficient communication and reporting in the financial sector. This article will provide a comprehensive guide to understanding LEIs, their importance, and how they are used. Moreover, service providers … Read more
If you’re a small business owner, you’ve likely tried to get a loan before and been turned down because of your credit score. But there are new innovative ways to find loans that help even people with low credit scores access capital — and they’re all thanks to fintech! The fintech industry has made huge … Read more
Having explicitly dealt with what Sharia banking entails in our previous article, it becomes imperative to know the line of divides between conventional banking and Islamic banking. It’s important to note that the word ‘sharia’ in this context doesn’t mean ‘only Muslim. We pointed out that Sharia banking is designed to accommodate Christians and Muslim and everyone irrespective … Read more
In operations and principles, an Islamic bank (Non-Interest Bank) or NIB is completely different from Interest Banking System. And to answer the question, Non-Interest Banking generally doesn’t provide cash loans to its customers whether Muslim or Christian or regardless of their religious beliefs, yet Islamic banking is beneficial to small businesses in many ways. Note: … Read more
TransUnion CIBIL, or the Credit Information Bureau of India Limited, is an important organization that plays a role in determining a person’s creditworthiness when they apply for a loan or credit card. A high CIBIL score increases the likelihood of approval, while a low score makes it more difficult to secure credit. One factor that … Read more
Are you looking for a mortgage to buy the house of your dreams? Thankfully, banks quickly offer reasonable mortgage loans once you satisfy their requirements and gather enough cash for a down payment. But getting a mortgage is not exactly a happy ending. Effectively managing its EMIs (Equated Monthly Instalments) is a chore in and … Read more
There are two types of IRS tax debt cases: Criminal and Civil. Often people who find themselves with IRS tax problems usually have not knowingly tried to evade paying taxes owed. There are many reasons why a person would end up owing back tax liability to the IRS, and it was never done with malicious … Read more
Parenting requires patience and sacrifice. There is a set of attributes every parent should possess, which should be expressed in various streams and facets of their child’s growth and development. The concept of money and value is one core area parents should not neglect when raising children, especially in today’s scarce resources and insatiable wants. … Read more