How to Receive Adsense Earnings Directly Into Savings Account in Nigeria

Last updated on December 19th, 2023 at 03:08 pm


As a Nigeria-based blogger the easiest thing is to receive your Adsense Earnings directly into your Nigerian savings account.

And the good news is that some of Nigerian banks that support Adsense earnings will credit your account by 22 or 23 or every month.

Here is the guide on how to receive your AdSense earnings into saving bank account right here n Nigeria.


But first check below the list of Nigerian banks that support Adsense Earnings.

Full List of Nigerian Bank Savings That Support International Wire Transfer from Google

  1. Diamond Bank Saving Account
  2. Access Bank
  3. UBA
  4. Zenith Bank
  5. ECO Bank
  6. First City Monument Bank

We’ll keep updating..

You’ll see below the list of Nigerian banks and their codes that allow you receive your adsense payment with your naira savings account.


Can you use diamond bank to receive payment from adsense?

Definitely YES. Simply check the SWIFT code of Diamond bank at any of the nearest branch around you.

How Google makes payment to her publishers

Google pays in dollars and other hard currencies. If you have UK Adsense Account, then your payment in your Adsense will reflect British pound, if your account is Nigerian or US Adsense account, then you’d be credited in dollars ($).

How Nigerian Banks Pay your Adsense earnings

But Nigerian banks won’t pay you in hard currency unless you have a Domiciliary Account. To get Domiciliary Account Nigerian banks would give guidelines that would be tasking for a beginner in the blogging industry to meet.

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You might also like: How to add more sites to your Adsense account

Alternative to Domiciliary Account for International Wire (Adsense Earnings) Transfer is Savings Accounts

Adsense Payments By Wire Transfer

A wire transfer is a method of electronic funds transfer that allows you receive funds directly into your bank account.

Google sends your earnings in U.S. dollars or Euros, depending on your account currency, via international wire transfer to the bank of your choice and you get the money in the bank account you specify.

This is a fast, simple, and secure method for receiving your payments.

How Savings Account Works with Wire Transfer from Adsense Earnings

This is very simple: when you receive your Adsense  earnings in Pounds or Dollars into your local savings account in Nigeria, your bank automatically converts such wire transfer into naira and credits your account in the equivalent.

That has simply answer question about: How do I receive Google Adsense payment in Nigeria?

That strongly depends on the exchange rate at the time the payment was made.

Which Nigerian banks support wire transfers for Google Adsense Earnings?

Virtually all Nigerian Banks support international money transfer, BUT the downside is that most of them only accept across the border transfer when you have dom. account.

However, a few of them allow you to receive the dollar or Euros, or pounds equivalence of your adsense earnings.

You might also want to know this: Easiest Way to get your Adsense PIN by Post in Nigeria

Below is the Updated List of banks and the SWIFT-BIC Codes that allow you to withdraw Google Adsense

  1. Access Bank(Savings) –   ABNGNGLA
  2. Diamond Bank  (Savings Extra)– DBLNNGLA
  3. ECO Bank (Savings)– ECOCNGLA
  4. First Bank (Savings)– FBNINGLA
  6. Zenith Bank (Savings) – ZEIBNGLA
  7. First City Monument Bank (FCMB)
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Using any of the above banks, you’ll be able to receive Adsense earnings directly into savings account right here in Nigerian.

What is SWIFT-BIC Codes?

“The SWIFT Code is a standard format for Business Identifier Codes (BIC) and it’s used to uniquely identify banks and financial institutions globally – it says who and where they are.

These codes are used when transferring money between banks, in particular for international wire transfers or SEPA payments. Banks also use these codes to exchanging messages.”—Transfer Wise

How you’ll be paid through wire transfer

Once you reach the payout threshold, your revenue will be paid out once a month through a wire transfer to your bank account. To receive your payments, you’ll need to provide your bank account information in your AdSense account.

How to link Nigerian Savings Account with Googles Adsense Payout

Follow the guide below to add your Nigerian savings account to your adsense account in other to start cashing out every month when threshold is reached.


Sign in to your AdSense account.


In the left navigation panel, click Settings


From the drop down menu, click Payments.


Click Add payment method.


Choose the radio button for “Wire transfer to bank account” and click Continue.


Enter your bank account information and click Confirm and continue.

NOTE: If you need additional assistance locating your financial information, please contact your bank and ask for instructions for receiving a wire transfer from abroad.

If you’re first timer you will have to check the payout threshold.

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11 thoughts on “How to Receive Adsense Earnings Directly Into Savings Account in Nigeria”

    1. Hi AY,
      We’ve not tried First Bank Savings for Adsense withdrawal before. But their Dom account can.

      If you’re thinking of using savings account, Diamond Bank works perfectly well.

    1. Sure, if it’s DOM account. I’m not sure if you can receive your payment using GT bank savings. The last time I checked it wasn’t possible. However, you can use diamond saving account to receive Adsense earnings and a few banks as listed in this article.

    2. Yes, you can use FirstBank savings account to receive AdSense funds. I’ve been using it for at least a couple of years now.

      The only downside is that you’d have to wait about 72 (working) hours to be credited in Naira.

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