List of NIN Enterprise Codes for Banks in Nigeria

Last updated on March 19th, 2024 at 09:42 am


Every bank in Nigeria has an assigned enterprise code which they can use to verify their customers presenting their improved National Identity Number (NIN) slip or virtual NINs as proof of their identity.

These codes are also important for generating Virtual NIN.

Also known as agent code, you’d need the enterprise code if you want to link your NIN with your bank account via the USSD code.


Here is the full list of NIN Enterprise Codes for all the banks in Nigeria:

  • Access Bank: 9331361
  • Addosser Microfinance Bank Ltd: 2350282
  • Citibank Nigeria Limited: 7128132
  • Coronation Merchant Bank: 6547055
  • Fidelity Bank PLC: 9515317
  • First City Monument Bank (FCMB): 8535581
  • First Bank of Nigeria: 7159715
  • FCMB Microfinance Ltd: 7821555
  • FSDH Merchant Bank Ltd: 1957811
  • Kuda Microfinance Bank Limited: 8516761
  • Hope PSBank: 0349510
  • Parallex Bank: 7179304
  • Premium Trust Bank Ltd: 9396318
  • Providus Bank: 9637586
  • Fairmoney Microfinance Bank: 5625695
  • Jaiz Bank PLC: 475752
  • Keystone Bank Limited: 2640119
  • 9 Payment Service Bank: 600937
  • Ecobank Nigeria: 1713150
  • WEMA Bank: 1188697
  • Lotus Bank Limited: 1383311
  • Sterling Bank Ltd: 33000173
  • Guaranty Trust Bank: 292968
  • Greenwich Merchant Bank: 7829206
  • Nova Merchant Bank Ltd: 3361628
  • Nigeria Inter-Bank Settlement System (NIBSS) PLC: 871172
  • Rand Merchant Bank: 01756061
  • Glory Microfinance Bank Ltd: 1151140
  • Globus Bank: 8444680
  • Heritage Bank PLC: 2209347
  • Optimus Bank Ltd: 1301388
  • Polaris Bank Limited: 2218834
  • SunTrust Bank Nigeria Ltd: 1872786
  • Signature Bank: 3231002
  • Standard Chartered Bank Nigeria Ltd: 3227897
  • Stanbic IBTC Bank PLC: 6547635
  • Titan Trust Bank: 9534599
  • TAJ Bank Ltd: 6677903
  • United Bank for Africa (UBA): 847643
  • Unity Bank PLC: 7016031
  • VFD Microfinance Bank: 7816945
  • Zenith Bank: 3436648
Also Read:  List of Sort Codes for Zenith Bank Branches in Nigeria

Where can I get my bank’s enterprise code?

The aforementioned codes can be found in the NIMC app.

Importance of the enterprise codes

1) The codes enable financial institutions, businesses and government agencies to verify individuals presenting their Improved NIN slips, Mobile ID or virtual NINs as proof of their identities

2) For effective large management of verification administrators and agents working for the enterprises.

3) You can use the agent code to generate VNIN, which you would need to link your NIN to your bank account.

4) You can use the Virtual NIN when digitally verifying your identity with a verifying agent or enterprise who needs to confirm your identity before offering you a service (banks, airports, shopping delivery etc.

5) To control the acquisition, distribution and tracking of verification credit units across administrators and agents

6) And finally, to be able to generate and maintain ID verification records.


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