If you’re a small business owner, you’ve likely tried to get a loan before and been turned down because of your credit score. But there are new innovative ways to find loans that help even people with low credit scores access capital — and they’re all thanks to fintech! The fintech industry has made huge … Read more
Having explicitly dealt with what Sharia banking entails in our previous article, it becomes imperative to know the line of divides between conventional banking and Islamic banking. It’s important to note that the word ‘sharia’ in this context doesn’t mean ‘only Muslim. We pointed out that Sharia banking is designed to accommodate Christians and Muslim and everyone irrespective … Read more
In operations and principles, an Islamic bank (Non-Interest Bank) or NIB is completely different from Interest Banking System. And to answer the question, Non-Interest Banking generally doesn’t provide cash loans to its customers whether Muslim or Christian or regardless of their religious beliefs, yet Islamic banking is beneficial to small businesses in many ways. Note: … Read more
TransUnion CIBIL, or the Credit Information Bureau of India Limited, is an important organization that plays a role in determining a person’s creditworthiness when they apply for a loan or credit card. A high CIBIL score increases the likelihood of approval, while a low score makes it more difficult to secure credit. One factor that … Read more
There are two types of IRS tax debt cases: Criminal and Civil. Often people who find themselves with IRS tax problems usually have not knowingly tried to evade paying taxes owed. There are many reasons why a person would end up owing back tax liability to the IRS, and it was never done with malicious … Read more
Parenting requires patience and sacrifice. There is a set of attributes every parent should possess, which should be expressed in various streams and facets of their child’s growth and development. The concept of money and value is one core area parents should not neglect when raising children, especially in today’s scarce resources and insatiable wants. … Read more
Various factors, such as the war between Russia and Ukraine have been pushing the prices of gas upwards in recent times. According to the U.S. Energy Information Administration (EIA), drivers paid an average of $3.65 per gallon in November 2022, which is 25 cents more than the same period last year. At the time of this … Read more
We love holidays! These special seasons offer adequate liberty for rest, refreshments, and quality time for our loved ones. However, if we are going to be sincere, then we won’t shy away from the excessive spending that is characterized by every holiday season. A lot of people lose guard during the holiday, and they get … Read more
According to statistics, most car owners in the United States are over 60 years old. On the other hand, just around 0.88% of car owners in the country are in the category of 25-29 years old. Another data by the U.S. Census Bureau American Community Survey revealed that 8.45% of U.S. households don’t have access to … Read more
Some time ago, it was a big deal to transfer money to someone in another country. It is a known fact that senders not only have to go through various strenuous processes but also incur transaction fees. However, things are much better today, particularly due to the advancement in financial technology. Today, anybody from almost … Read more