Every bank in Nigeria has an assigned enterprise code which they can use to verify their customers presenting their improved National Identity Number (NIN) slip or virtual NINs as proof of their identity.
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These codes are also important for generating Virtual NIN.
Also known as agent code, you’d need the enterprise code if you want to link your NIN with your bank account via the USSD code.
Enterprise Codes for all the banks in Nigeria
Access Bank: 9331361
Citibank Nigeria Limited: 7128132
Coronation Merchant Bank: 6547055
Fidelity Bank PLC: 9515317
First City Monument Bank (FCMB): 8535581
First Bank of Nigeria: 7159715
FSDH Merchant Bank Ltd: 1957811
Parallex Bank: 7179304
Premium Trust Bank Ltd: 9396318
Providus Bank: 9637586
Jaiz Bank PLC: 475752
Keystone Bank Limited: 2640119
Ecobank Nigeria: 1713150
WEMA Bank: 1188697
Lotus Bank Limited: 1383311
Sterling Bank Ltd: 33000173
Guaranty Trust Bank: 292968
Greenwich Merchant Bank: 7829206
Nova Merchant Bank Ltd: 3361628
Nigeria Inter-Bank Settlement System (NIBSS) PLC: 871172
Rand Merchant Bank: 01756061
Glory Microfinance Bank Ltd: 1151140
Globus Bank: 8444680
Heritage Bank PLC: 2209347
Optimus Bank Ltd: 1301388
Polaris Bank Limited: 2218834
SunTrust Bank Nigeria Ltd: 1872786
Signature Bank: 3231002
Standard Chartered Bank Nigeria Ltd: 3227897
Stanbic IBTC Bank PLC: 6547635
Titan Trust Bank: 9534599
TAJ Bank Ltd: 6677903
United Bank for Africa (UBA): 847643
Unity Bank PLC: 7016031
Zenith Bank: 3436648
Jubilee Life Mortgage Bank: 0153720
Enterprise Codes of Micro Finance Banks in Nigeria
Snow Microfinance Bank Limited: 0194337
Last Mile Financials Ltd: 0330287
Hope PSbank: 0349510
Sagamu Microfinance Bank Plc: 0595149
Akuchukwu Microfinance Bank Limited: 0743131
Glory Microfinance bank Ltd: 1151140
Ibeto Microfinance bank Limited: 1167829
Links Microfinance Bank Ltd: 1948374
Uzondu Microfinance Bank Limited: 1997495
Addosser Microfinance Bank Limited: 2350282
Eso-E Microfinanace Bank Ltd: 3037153
Baines Credit MFB: 3429917
Alekun Microfinance Bank: 3716421
New Dawn Microfinance Bank Limted: 3777021
Emeralds MFB Ltd: 4450785
Amju Unique Microfinance Bank: 4457164
Covenant Microfinance Bank Ltd: 4466643
Iwade Microfinance Bank Limited: 5101519
Infinity Trust Mortgage Bank Plc: 5180796
Oraukwu Microfinance bank Limited: 5744803
Evergreen Microfinance Bank Ltd: 6251991
Bundi Microfinance Bank Limited: 6633832
ABU Microfinance Bank Nigeria Limited: 6912060
VFD Microfinance Bank Limited: 7816945
FCMB Microfinance Bank Limited: 7821555
Kuda Microfinance Bank Limited: 8516761
Cash rite Microfinance Bank: 9622679
Enterprise codes of other firms that provide financial services
Opay Digital Services Limited: 0625027
Hope PSBank: 0349510
9 Payment Service Bank: 600937
Paxful: 1198927
Yellow Card Financial: 6841940
Quidax Technologies Limited: 0407776
Payant Technologies Ltd: 139015
Etranzact International Plc: 206244
Paystack Payments Limited: 2415415
Patricia Technologies UAB: 7755068
ChipperCash: 3227324
Softcome: 331613
Cred Equity: 335166
LUNO Fintech Nigeria Ltd: 0048395
Zedan Investment: 066440
Raenest: 3423460
Trove Technologies: 8135751
Binance: 4410235
PayOne: 544828
Unified Payments Nigeria: 801551
Pagatech Limited: 6190535
Stanbic IBTC Financial Services Limited: 0812211
Merchant and Agent Transaction Services Ltd: 468006
Branch International Financial Services Limited: 0631361
Nigeria Inter-Bank Settlement System Plc (NIBSS): 871171
Nomba Financial Services Limited: 9951607
FAQs
Where can I get my bank’s enterprise code?
The aforementioned codes can be found on the NIMC app.
Importance of the enterprise codes
1) The codes enable financial institutions, businesses and government agencies to verify individuals presenting their Improved NIN slips, Mobile ID or virtual NINs as proof of their identities
2) For effective large management of verification administrators and agents working for the enterprises.
3) You can use the agent code to generate VNIN, which you would need to link your NIN to your bank account.
4) You can use the Virtual NIN when digitally verifying your identity with a verifying agent or enterprise who needs to confirm your identity before offering you a service (banks, airports, shopping delivery etc.
5) To control the acquisition, distribution and tracking of verification credit units across administrators and agents
6) And finally, to be able to generate and maintain ID verification records.