SMEs Nigeria infomediaNG

NMFB Branches In Nigeria: Check NIRSAL Microfinance Bank Loan Requirements

Last Updated on March 12, 2021 by Ope Quadri

The announcement by Nigeria’s apex bank in 2020 that stimulus package would be given to Nigerians who were affected by the impact of COVID-19 pandemic made NIRSAL Microfinance bank popular among Nigerians

Popularly called NMFB,  a leading Nigerian financial institution licensed by the Central Bank of Nigeria (CBN), is at the forefront of disbursing loans to successful applicants.

In this post, we’ll reveal to you the eligibility requirements to access several loans available at Nirsal MFB and its branches across Nigeria where you resolve any issue you’re facing in the course of your application.

Interest: 9%

NOTE: NIRSAL means Nigeria Incentive-Based Risk Sharing System for Agricultural Lending (NIRSAL Plc.)

If you already applied for SME or household loan and want to check status of your application, you check out one of our publications.


  1. Bankers Committee (50%)
  2. NIRSAL (40%)
  3. NIPOST (10%)

Requirements for a loan at NMFB

Accessing NMFB larger loan requires extensive paperwork while plus…you must provide a ‘capable’ guarantor, here are other eligibility requirements:

  • ID Card e.g Staff identity card, National ID etc
  • Your Payslip
  • At least six months statement of your account
  • The employee must provide a letter of confirmation of appointment
  • Consent to direct debit on your account
  • Utility bill
  • 2 passport photographs
  • Guarantor form
  • Execution of dud cheque indemnity form
  • Compulsory training


Its products include:

  • Agricultural loan
  • Microloans
  • SME loan
  • Asset financing

Agricultural loan

Under this, it makes provision for Agri-Business/Small and Medium Enterprise Investment Scheme, one of the initiatives of the Federal Government’s efforts to boost local production of what we consume at home.

This loan is powered by the CBN in compliance with the government’s efforts at encouraging and supporting local farmers spread across Nigeria.

Micro loans:

Under this, you can get up to N1,000,000. It is available for small scale entrepreneurs, traders and students.

Originally, microloan was designed to cater for the needs of the “unbankable” who only deal with a small amount of money for the execution of their daily business activities.

But they can now access microloan at Nirsal microfinance bank to boost their business.

SME loans:

Under this category, NMFB provides a loan of over N500k to help the SME to boost their businesses.

Repayment: Up to 24 months.

Asset Financing:

Do you want to own an asset? You are definitely covered by NMFB asset financing. This could washing machine, industrial iron, generator, and other equipment that could boost your business.


But since the launch of NMFB, we have thousands of Nigerians who have issues to resolve, some of them don’t know how and where to direct their inquiry to.

In case you want to make an inquiry about interest rate or how to repay, you can check for the nearest branch to you in your state of residence.

State NIRSAL Microfinance Bank Branches In Nigeria
Abuja 1) NCO 54 b Abidjan Street Wuse Zone 3 Abujaabuja, FCT Nigeria

2) FCT, Zaria Street Garki 2, Nigeria -p.m.b 0187, Abuja

3) NIRSAL MFB Area 10, NIPOST Office, Area 10 Garki, Abuja

4) NMFB Head Office, NIPOST Office, Plot 102/103, Monrovia Street, Wuse 2 Abuja

5) NMFB Gwagwalada NIPOST Office, No 1 Secretarial Road, Gwagwalada

Anambra 1) No 37 Azikwe Avenueawka

2) NIRSAL MFB Onitsha, NIPOST Office, Old Market Road

3) NIPOST Office, No 5 Asa Road, Anambra

4) NIPOST Office, 173 Zik’s Avenue, Awka, Anambra

Kogi 1) Lokojagovernment Houses Road, Opposite Government Houselokoja, Kogi

2) NMFB Idah, NIPOST Office, Post Office Road Idah

3) NMFB Lokoja, NIPOST Office, Hassan Usman Katsina Road, Lokoja, Kogi State

Kaduna 1) No.1a Yakubu Gowon Way, Nigeria – p.m.b 2126kaduna,Nigeria

2) NMFB Kaduna, NIPOST Office, New Town Post Office, No 5 Ali Akilu Road, Kaduna

Benue 1. Shitu Alao Road, Nigeria -p.m.b 102368, Markurdi

2. NIPOST Office, Wabata Bank Road, Makurdi

Enugu 1) 3 Garden Avenue Cbn Building, Enugu

2) NIPOST Office, No 22 Okpara Avenue By p&t Bus Stop

Ekiti 1) No 13 Oluakinyede Street Off Egbeyemi Crecent Graado Ekiti, Ekiti State

2) NIPOST Office, Oja Oba, Ado Ekiti, Ekiti State

Ondo 1) Old Secreteriat Road p.m.b 805 ,Akure, Ondo

2) NIRSAL MFB Akure, NIPOST Office, Deji Palace Road, Akure, Ondo State

Delta 1) Mariam Babangida Road,Central Area, Asaba

2) NIRSAL MFB Agbor, NIPOST Office, Old Post Office Lagos-Asaba Agbor

3) NIPOST Office, No 2 Osioma Onyeobi Way Asaba

4) NIRSAL MFB Ubulo-Unor, NIPOST Office, Ubulu-Unor

Niger State 1) Minnapaiko Road, Minna Nigeria -Pmb 15minna, Nigeria

2) NIPOST Office, Mohammed Muazu Road Minna

3) NIPOST Office, Bcc Road, Bida, Niger State

Kwara 1) No 1 Sulu Gambari Road p.m.b 1365ilorin, Kwara

2) NMFB NIPOST Office, Zulu Gambari Road Ilorin

Kano 1) No. 4a Lagos Street – p.m.b 3035, Kano

2) NMFB Kano, NIPOST Office, Plot 1 Post Office Road, Kano

Bauchi 1) No. 40 Off Ahmedu Bello Way p.m.b 0159, Bauchi

2) NIPOST Office, Wunti Roundabout, Bauchi

3) NMFB Jamaare, NIPOST Office, Kofar Kudu, Mohammed Wabi Street, Jamaare

Zamfara 1) J.B Yakubu St. Opposite Access Bankgusau

2) NMFB Gusau, NIPOST Office, Sokoto Road, Gusau

Osun 1) Plot 4 Gbogon Road, Osun GRA, Oshogbo

2) Nipost Office, Orisumbare, Osogbo

Edo 1) No.1 Akpakpava Road – p.m.b 1120benin City, Edo

2) NIRSAL MFB Benin, NIPOST Office, Aiport Road Opposite Obas Palace Benin

Jigawa 1) Block k8 Abubakar Rimi Housing Estate Fatara,Dutse, Jigawa

2) NMFB Dutse, NIPOST Office, Dutse, Jigawa State

3) NIPOST Office, Daura-Kano Road, Jigawa

Plateau 1) No. 4 Noad Avenue,Nigeria – p.m.b 2080, Jos

2) NMFB Jos, NIPOST Office, No1 Ahamdu Bello Way, Plateau

Ebonyi 1) Block 11, Ground Flour Centinary Cityabakaliki, Ebonyi State

2)  NIPOST Office, Waterworks Road Abakaliki

Abia 1) Commissioners Quartersumuahia, Abia

2) NIPOST Office, No 1 Aba Road, Umuahia

3) NIRSAL MFB Arochukwu, NIPOST Office, General Post Office Arochukwu

Gombe 1) Off Shehu Abubakar Road Opposite Deputy Governor Office

2) NIPOST Office, Along Gombe-Yola Road, Billiri, Gombe

3) NMFB NIPOST Office, Gombe – Bauchi Road

4) NIRSAL MFB Kaltungo, NIPOST Office, Gombe, Kaltungo

Imo 1) New Okigwe Road, Nigeria p.m.b 1520owerri, Imo

2) NIPOST Office, Achike Udenwa Avenue, Owerri,

Nasarawa Shendam Road , Lafia Nasarawa
Taraba 1) Barde Way, Opposite Phcn Officejalingo, Taraba

2) NMFB Jalingo, NIPOST Office, No 4 Loddo Street, Jalingo

Oyo 1) Oba Adebimpe Road -p.m.b 5281,Ibadan, Oyo

2) NMFB Ibadan, NIPOST Office, Opposite Railway Corperation, Ibadan

Katsina 1) Wtc Road Katsina Nigeria -p.m.b 2151, katsina

2) NIPOST Office, No 1 Kwanar Dabo Street, Daura- Kano Road, NIPOST Office Katsina

3) NMFB Katsina, NIPOST Office, Ibb Way, Katsina

Akwa Ibom 1) Plot 13 & 14 Abak Road, Nigeria -p.m.b 1218uyo, Akwa Ibom

2) NIPOST Office, 1 Ikot Ekpene Road Abak, Uyo

Rivers 1) 10b Circular Road Presidential Estategra Phase 3porthacourt

2) NIPOST Headquarters, 10 Station Road, Portharcourt

Bayelsa 1) No. 21 Osiri Road, Ekekiyenegoa

2) Nipost Office, Hospital Road, Yenegoa

Cross River NMFB Calabar, NIPOST Office Calabar Road, Calabar, Cross River State
Kebbi 1) 1 Agui Road Gwadangaji Quartersbirnin-Kebbi

2) NMFB Birnin Kebbi, NIPOST Office Gesse Phase 1 Off Emir Haruna Road, Birnin Kebbi

3) NIPOST Office, Mahuta Kebbi State

Adamawa 1) Galadima Aminu Road ,Nigeria -p.m.b 2121yola, Adamawa

2) Nipost Office, 31 Sokoto Street, Yola Town

3) NMFB Jimeta, NIPOST Office, Post Office Galadima Aminu Way, Jimeta-Yola Adamawa

Yobe 1) Don Etiebet Estate Behind National Open University Study Center Off Maiduguri Road Damaturu

2) NIPOST Office, Along Potiskum Road Damaturu, Yobe State

Borno 1) No.3 Kirikasama Road Nigeria-p.m.b 1177, Maiduguri

2) NIRSAL MFB Maiduguri, NIPOST Office, Kyari Road (Near Race Course), Maiduguri

NIRSAL MFB Branch In Lagos:

You can find NMFB branches in Marina and Ikeja:

  • NIRSAL MFB Marina, Nipost Office, 34 Marina Street, Lagos Island, Lagos
  • NMFB Ikeja, NIPOST Office, Mobolaji Bank Anthony Way, Ikeja

NIRSAL MFB Branch In Ogun State

NMFB has three offices in the gateway state, there are located in the state capital and Ijebu-Ode

  • House 1 Gerrner Garden Oladipo Oladulate Road Off-First Avenue Opposite Police Post Ibara Housing Estate Gra.Abeokuta
  • NIRSAL MFB Abeokuta, NIPOST Office, Totoro Road Abeokuta
  • NMFB Ijebu-Ode, NIPOST Office, Folagbade Street Along Awujale Complex Ijebu-Ode

Sokoto State:

NIRSAL MFB Sokoto, NIPOST Office, Maiduguri Road, Sokoto

One of the problems you might want to resolve at the aforementioned branches includes changing or updating your Nirsal loan form.


The branches of NMFB listed here is aimed at assisting you to quickly get your issue resolved


1 thought on “NMFB Branches In Nigeria: Check NIRSAL Microfinance Bank Loan Requirements”

Leave a Comment

Your email address will not be published. Required fields are marked *

And get notified everytime we publish a new blog post.