Trustworthy Investment Apps in Nigeria (With Better Interest Rate)​

Last Updated on December 16, 2019 by Ope Quadri

Two decades ago, investment was only possible by depositing physical cash, today transaction has gone cashless. As such, an investment can be done through app on Android and iPhones.

In this post, we’ve compiled 20 trustworthy investment apps in Nigeria that can help you grow your investment while you focus on other tasks.


Trading in stocks involves risk. InfomediaNG will not be liable to any damages incurred in the course of using any of the underlisted investment apps in Nigeria. As such, you are advised to consult an investment professional before using any of the apps.

What is an Investment App?

that can help you grow your investment portfolios.

Mobile investment apps is a technology-driven kind of investment portfolios which allow customers or investors to save money with the option of investing in some portfolios.

What you can invest in via investment app in Nigeria

  • Stocks,
  • Agric sector
  • Bonds,
  • Mutual funds.

Benefits of investment apps

1. Investment apps allow investors to take control of trading with their phone.

2. Access to invest or buy stock in banks, listed telcos, or insurance firms.

3. The apps is gradually reducing the number of stockbrokers in the market, there are still availability of stockbrokers to execute trades on behalf of investors.

4. The mobile investment apps allow everyone irrespective of your experience or educational qualification to have access to a wide range of investment.

Reliable Investment Apps in Nigeria

  • OWealth
  • Alat (by Wema Bank )
  • Investment One
  • Afrinvest
  • I-Invest
  • Stanbic IBTC
  • Leadway Insurance
  • FBN Edge
  • PayDay Investor
  • KoloPay
  • CowryWise
  • PiggyVest formerly PiggyBank


This is operated by Opera Inc. It is one of the investment apps in Nigeria which is incorporated into OPay App.

It is very easy to use as you can simply fund your investment portfolio through your OPay Account.

Your interest is calculated every day and you see the interest rate in real-time. One interesting thing about Owealth is the fact that you can make a withdrawal of your fund before the end of the year.

This means that your fund investment isn’t locked like other investment apps in Nigeria.

  • Interest rate of Owealth: 10%
  • Investments: Savings
  • Investment pattern: Unlocked

Alat (by Wema Bank )

No doubt, Wema bank was the first to change and shape the way we invest in Nigeria through it’s easy to use mobile investment app dubbed ALAT.

ALAT is a fully digital bank which helps people to save more with certain interest rate. processing automated deposit from your account and allow you to earn as you save.

  • ALAT Saving interest rate: 10%
  • Investments: Savings
  • Investment pattern: Locked

Investment One

This is operated by GT Bank. It is savings, investment and private banking

Investment managed by GTB Asset Management.

Investment One offers distinctive business in financial services such as asset management, stockbroking, trust and pension fund management services, and others.

  • Interest rate: Varies
  • Investments: Savings, Investment banking, and private banking
  • Investment pattern: Locked.


Also known as Afrinvestor, it is an investment banking covering stocks, bonds, and treasury bills.

  • Interest rate: Varies
  • Investments: Investment banking, Treasury bills
  • Investment pattern: Locked

PayDay Investor

PayDay investor is a product of ARM Investment Managers, a subsidiary of Asset & Resource Management Holding Company (ARM).

PayDay investor app helps you earn interest while investing your funds automatically on a periodic basis.

  • Saving interest: Not clear
  • Investments: Savings

I-invest – Treasury bills

I-invest partners with Sterling Bank Plc, and helps both new and experienced investors match their investment maturities to their needs.

I-invest covers West African market with the risk-free treasury bills.

  • Interest rate: 8 – 11%
  • Investments: Treasury bills
  • Investment pattern: Locked.

Stanbic IBTC

Known for its strength in pension, Stanbic IBTC offers financial services, pensions and wealth management products, and services.

The bank provides both local and foreign investors with various investment packages such as pensions, wealth management products, real estate, traditional loan calls and financial services including mutual funds

  • Savings interest rate: varies
  • Investments: Financial services and pensions management
  • Investment pattern: Locked

PiggyVest (PiggyBank)

This is for savings and investment. This advanced method of the old way of savings, “Kolo”

  • Saving interest: 10%
  • Investment interest: Savings, Mutual funds, and others
  • Pattern of investment: Locked

FBN Edge

FBN Edge is a product of FBNQuest Asset Management, a subsidiary of FBN Holdings company.

This investment app allows customers and potential investors to open mutual funds accounts and track investment flows.

  • Savings interest: varies
  • Investments: Money market funds, fixed income
  • Investment pattern: Locked.


KoloPay is another mobile loan bank that helps you save towards a targeted goal.

  • Saving interest: 10%
  • Investments: Savings


CowryWise is a financial technology company that helps people save and invest through a mobile application.

With CowryWise you can invest in low, medium and high-risk investments. Some of these investments include Nigerian Eurobond, Mutual funds and other money market securities provided by third parties.

  • Saving interest: 10%
  • Investment interest: varies
  • Investment pattern: Unlock

Is there any other trustworthy investment apps in Nigeria that is not included in this list? Share them with us.

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