Top tips on how to create wealth from agricultural products in Nigeria and around the world. We’ll share with you how to export your produce from Nigeria to foreign countries and make money. We’ll also share with the best agribusiness that can fetch you millions of Naira per month.

We’ll also share with you top business ideas to make you a wealth creator.


3 Major Reasons Why There Is N170 Billion Unclaimed Dividends In Nigeria – SEC

The Securities and Exchange Commission (SEC) has raised alarm over the rising figure of unclaimed dividends within a period of one year.

In January 2021, there was a  buzz on major social media platforms over the plan of the Federal government to borrow funds from unclaimed dividends and dormant accounts and we published a guide on how to set up CSCS account to recoup your dividends, find it at: read more


How To Setup CSCS Account in Nigeria To Receive Dividends As a Shareholder

Sometimes ago, one of the most trending topics in Nigeria’s political landscape was the plan of the Federal Government to borrow unclaimed dividends and monies in dormant bank accounts. Can you stop the FG from taking that action? Definitely NO! Because the FG is invoking the Finance Act 2020. While you think about your shares in banks, you can also consider an investment in a corporate bond. read more

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20 Profitable Ways to Invest With Small Money in Nigeria

You don’t really need to wait till you become the wealthiest man before you start investing. You can start to invest with your small money.

In one of our business guides, we talked about hot businesses you can start in Nigeria with little capital, in this post, we’ll be covering some pertinent questions in relation to profitable business ideas in Nigeria.

Before we proceed, have you ever considered the farming business? We have a list of a few ones you can start even at your backyard at low-cost at:

Another question that comes to mind among average Nigerians is: Is it possible for individuals without access to finance to invest in the stock market? And of course, the answer to all of them is a big yes.

When some individuals hear about the investment they think it’s exclusively for the rich only.

Contrary to such beliefs, anybody can start investing regardless of what they earn. When it comes to investment, the earlier one begins, the better.

The power of compound interest makes the difference. It is similar to sowing a seed! An acorn seed planted now has the potential to grow into a mighty oak tree.

That small amount of money you have today is a money seed. If planted well, has the potential to grow into a massive money tree. Therefore, go on and plant that seed now.

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7 Practicable Ways To Reduce Effect of Inflation on Nigerians

The rate of inflation in Nigeria is alarming. It’s beyond the data from the National Bureau of Statistics (NBS). The prices of consumables in 2021 compared to 2019 price is an indication that the country is overwhelmed.

Officially, the inflation rate was 17.75% as of June 2021, a slight difference from May inflation, when it stood at 17.93%. To NBC, it’s a slight improvement, but in the real sense, the prices of rice, garri, and other foodstuffs continue to go up.

High food inflation stood at 21.83 percent in June, according to NBS

For instance, an egg at the time of compiling this report (July 22, 2021) was N60 compared to 2019, when an egg was N30. That’s an increment of 100% within a period of two years. It’s alarming!

So, what are the workable ways to reduce the effect of inflation on Nigerians? President Muhammadu Buhari says his masterplan can lift 100 million Nigerians out of poverty in the next 10 years, details of his plan is at:

But to the Lagos Chamber of Commerce and Industry, LCCI, the APC-led government can reduce the effect of inflation of prices of goods and services on Nigerians by implementing actionable policies in some sectors of the country.

According to the Director-General of LCCI, Dr Muda Yusuf, three principal drivers of inflation included:

  • Cost-push factor
  • Supply chain disruptions
  • Monetization of fiscal deficit or inflation tax

Yusuf stated that the high energy cost, which included the spike in the cost of diesel, electricity and aviation fuel, high transportation and cost of logistics, and high import tariff as major cost push factor influencers.

Ways To Reduce Effect of Inflation in Nigeria

  • Reduce Import Tariff
  • Reduce the cost of logistics
  • Addressing security problems
  • Reducing the cost of energy
  • Stemming exchange rate depreciation
  • Improving productivity across all sectors.
  • Reduction CBN’s financing of fiscal deficit

Reducing the cost of energy

There has been a persistent call on Nigerian authorities to explore renewable energy to mitigate the energy challenge being experienced presently.

“The other advantage of going solar would be its impact on the cost of generating and distributing electricity. Solar costs are coming down,” a Research fellow, University College Cork, Ireland, Samuel Ayokunle Olowosejeje once advised Nigeria to go solar.

Those who businesses depend on power supply pay more in fueling generating set, effect of which trickle down to the final consumer.

Solar-based energy can contribute to reducing the cost of generating and distributing electricity in the country.

Reduce the cost of logistics read more

Does Buhari Have The Capacity To Lift 100million Nigerians Out of Poverty

Does Buhari Have The Capacity To Lift 100million Nigerians Out of Poverty?

With more Nigerians sliding into poverty every day, Nigeria’s President Muhammadu Buhari says his 10-year master plan to lift 100 million Nigerians out of poverty would do the magic. Most farmers in the North have abandoned their farmlands due to disastrous attacks from Boko Haram terrorists,

How he plans to achieve the feat remained questionable as his government since assumption of office in May 2015 has pushed more Nigerians into poverty and joblessness, data don’t lie.

His N-Power programme is a brilliant idea, but the number of unemployed youth on the streets is overwhelming, more details about the SIP can be found at:

2015 vs 2021 Data

When the largest population is either unemployed or underemployed plus aggravated insecurity and wanton killings of citizens, which displaced millions, there will definitely be ‘hyper’ poverty. Security is key.

According to 2015 data from the National Bureau of Statistics (NBS), the unemployment rate in Nigeria rose to 9.9% in July-September from 8.2% in the second quarter, according to The Economist.

What makes this alarming is the fact that job creation in the third quarter of 2015 shows that Nigeria’s formal economy is failing to create many new work opportunities, instead some local firms who could not cope with insecurity closed shops or relocated to other African countries like Ghana and South Africa among others.

Although the NBS’s report shows that more jobs were created in the informal sector. It rose from 475,180 in July-September to 349,343 in the third quarter of 2014, 428,690. These were basically in agricultural production, but insecurity has made it worst.

Up from 23.1% in Q3 2018, Nigeria’s unemployment rate climbed to 27.1%, it has climbed to 32.5 percent at the time of publication (July 2021).

The figure is projected to increase further in 2022 as chronological data show that the unemployment rate in Nigeria has been rising constantly since 2015, says

Has The Social Intervention Programme Achieved Its Aims?

The first programme the APC-led government rolled out a few months after the assumption of office in 2015 was Social Intervention Programme (SIP) among which is N-Power Programme.

It was a temporary job opportunity for young Nigerian graduates. 200, 000 beneficiaries were shortlisted in 2016 and posted to various sectors, each of N-Power beneficiaries earned N30, 000 as a monthly stipend.

By 2017, another 300,000 beneficiaries were onboarded to reduce the level of unemployment among youth.

While it’s a brilliant initiative, it remains a drop of water in the ocean as Nigeria’s higher institutions continue to graduate thousands of Nigerians into the labour market every six months.

Is Nigeria’s Unemployment The Worst? read more

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10 Actionable Ways To Grow Your Online Car Dealership Business

A few weeks ago I was searching for an affordable car on social media which made me explore social media. The number of vehicle-related Facebook Groups I found was overwhelming. For sellers, social media is a huge place to grow their car dealership business online.

If you haven’t started using it for sales, you are definitely missing some opportunities. Statistics show that the volume of people using social media stands at 3.2 billion as of January 2021.

If you’re thinking of exploring other business ideas, you can check our guide on other profitable businesses you can explore, you can find it at:

So, how exactly can you explore the wide range of opportunities within your reach to grow your online car dealership business?

Here are the 12 effective ways to close more vehicle sales and grow your auto business:

  • Use Social Selling
  • Offer Giveaways
  • Customer Reviews
  • Image Optimization
  • Use Content Marketing
  • Set Up Car Dealer Blog
  • Set Up Google Business
  • Explore Video Marketing
  • Use High-quality Images
  • Be Valuable To Potential Buyers
  • Active participation in Auto Facebook Group
  • Use Keyword Research To Create Facebook Ads

Image Optimization read more