It is almost mandatory for every car owner in the U.S. to have an auto insurance policy, which is why 49 out of the 50 states require every driver to have active car insurance. In neighbouring Canada, all drivers must have an active car insurance policy. When we take into consideration the fact that every … Read more
Pet insurance is designed to cover the costs of the medical care of your pet if it gets injured or becomes very sick. Rather than being burdened by vet bills for treatment all alone, your pet insurance policy renders valuable assistance. Types Of Pet Insurance Policy There are three major types of pet insurance, which … Read more
Credit life insurance is a very unique form of life insurance that will settle the outstanding debts of a borrower in the event of the death of the policyholder. This policy ensures that you don’t leave debt for your loved ones. You don’t want your loved ones to inherit your debts. This specialized policy is beneficial … Read more
Disability insurance is a form of insurance policy that offers income if a person gets sick or has any form of disability that prevents them from working. If the policyholder, who was agile, working, and earning income before, but can’t work again due to having a physical or mental disability, then the insurance pays part … Read more
Health insurance helps ensure a level of guaranteed wellness when certain unexpected medical incidents occur. Interestingly, the United States offers different types of health insurance plans to cater to different categories of people, ensuring that everyone is covered when faced with expensive medical treatment costs. The core types of health insurance plans include Health Maintenance … Read more
Parents who have their children at Massachusetts Institute of Technology (MIT), Harvard University, and other best universities do so by planning. You too can have your child in any of the top institutions by understanding how a child education plan (CEP) works. Meaning CEP is an insurance policy bought by parents or guardians to take care … Read more
Joint life insurance is a unique form of life insurance policy that is designed to cover two persons but only pays a single death benefit when one of the duo dies. A couple can decide to subscribe to life insurance and opt for an affordable option. Rather than getting two individual life insurance policies, they simply bundle … Read more
Director’s and Officers’ (D&O) insurance is a unique form of business insurance that is meant to protect company directors and core officers from personal losses should they be sued as a result of serving in their official capacity, i.e decisions taken as part of their duties in an organization. The coverage may also settle the … Read more
General liability insurance is a type of business insurance that is designed to protect businesses from costs incurred during normal business operations. Also called business liability insurance, it is a type of business insurance policy that offers coverage to an organization for bodily injury, personal injury, as well as property damage that happened while the business … Read more
Cyber insurance is a type of insurance policy that helps protect a business from threats associated with operating online. It is designed to help lessen the financial risks that may arise from doing business in the digital space, particularly when faced with issues like data breaches. Also known as cyber liability insurance, it is a type … Read more