“Insufficient funds” is a message you see on an ATM or in your online banking app when you don’t have enough money in your account to make a payment or withdraw cash. Example: Let’s say you want to buy groceries that cost ₦5,000, but you only have ₦3,000 in your account. If you try to … Read more
Banking mobility is a service that makes it easy for people to switch from one bank to another. It is also known as Mobilité bancaire in French because that is where it is most popular. When you want to change your primary bank, the new bank will help by notifying all the companies that take money … Read more
There are many things associated with your Bank Verification Number, that’s why you’re advised to keep it or never share it with a stranger. Have you been wondering how 419 or Yahoo Boys ( online fraudsters) in Nigeria could use your BVN to steal money from your bank account? In this post, we’ll tell you why … Read more
A few years back, a friend was robbed, his wallet which contained some monies and his ATM Debit Card were stolen. Good for him, his mobile phone wasn’t stolen. And within a few minutes, he communicated with his bank by dialing the USSD code to block his account number. This means his ATM card with robbers … Read more
Today’s technology has made it easy for Nigerians residing abroad to easily send money to their loved ones at home. Interestingly, more methods are emerging every day for Nigerians to receive money from their family members in the United States, United Kingdom, Canada, and other countries around the World. Right on your tablet (mobile phone) you … Read more
The introduction of USSD code has made banking transactions easier. Not just that, it has also made life simpler because with a tap of some codes on your phone, you can get everything you want to get done in a few minutes. So, how can you use some special codes to carry out financial activities … Read more
WhatsApp payment is finally here, making it possible to send and receive money on the messaging app with ease. This is going to be a huge win for online business owners. Some time ago, Mark Zuckerberg announced a plan to incorporate Unified Payments Interface (UPI) on WhatsApp in order to facilitate money transfer. You can … Read more
Your fingerprint which was taken while opening a bank account can now be used whenever you plan to make a withdrawal from an Automated Teller Machine. Technology has made it possible for you to withdraw money from ATMs using fingerprints at any bank location in Nigeria and across the world Fingerprint withdrawal is a … Read more
There are three major ways to fund your opay account, but without an agent, you should be able to top up your account with an agent: After downloading the App from Google Play Store if you use an Android Phone, fund your account either using your ATM card, and bank app thus: Via your bank … Read more
In this guide, we’ll show you how to withdraw from Aku wallet directly to your bank account hassle-free. Aku wallet transfer code: How to withdraw money from my AKu Wallet Step 1: Simply send AKU To 7447 Step 2: A message appears on your phone Step 3: Enter “1” and accept If you are registered … Read more
In the 90s, paying electricity bills was tedious as customers would have to queue at the branch offices of the defunct National Electric Power Authority (NEPA). Today, the story has changed as you can top up the electricity unit with just a tap on your phone or by dialing a USSD code. From NEPA to … Read more
In case you have found a better alternative or maybe simply decided not to use the payment service anymore, here is the guide to work through the process of deleting your existing Payoneer account easily. Payoneer affords freelancers as well as professionals globally to receive and make payments. If you already have a Payoneer account … Read more
The era of largely depending on stockbrokers on the floor of the stock exchange is over. Technology has made it possible for you to buy and trade stocks with just a click on your app, Stanbic IBTC Brokers e-trading platform is a step in deepening mobile banking. Stanbic IBTC Brokers is Nigeria’s largest stockbroking firm, … Read more
BVN means Bank Verification Bank. It’s one of the security measures introduced by the Central bank of Nigeria (CBN). You can use the USSD code *565*0# to get the 11-digit number displayed on your mobile phone within a maximum of five seconds. It attracts charges. The same code can be used to retrieve it if you … Read more